654 Oak Ln, Circle Pines, MN 55014 Property Records

Anoka County property record for 654 Oak Ln, Circle Pines, MN 55014

Property Summary

Property Type	Quadplex
Details	3 bd · 3 ba · 1,494 sqft · built 2000
Lot Size	0.043 acres (1,912 sqft)
Owner	Individual Name on Record
Tax Bill	$2,902 (2026)
Deeds & Mortgages	Feb 2022 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-31-22-13-0143`

Property Details

APN / Parcel Number

Primary APN	`08-31-22-13-0143`
Alternative APN	`1484281`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,494 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2003
Architectural Style	Quadruplex
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,912 sqft (0.043 acres)
Garage Area	220 sqft
Driveway	Driveway
Porch	Open Porch
Porch Area	308 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	654 OAK LN
City	CIRCLE PINES
State	MN
Zip	55014-5503
Property Category	Residential
Property Type	Residential > Multi-Unit > Quadplex
Legal Description	LOT 13 BLK 2 CIC NO 75 HIGHLAND MEADOWS WEST, TOG/W COMMONELEMENT, SUBJ TO EASE OF REC
Legal Range	22W
Legal Township	31N
Legal Section	08
Legal Subdivision	CIC NO 75 HIGHLAND MEAD W
Legal Block	2
Legal Lot Number	13
Jurisdiction	ANOKA MN
Township / Civil Division	LINO LAKES
Census Block Group	3
Census Block	3008
Census Tract	50233

Owner

Source: Anoka County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	654 OAK LN, CIRCLE PINES, MN 55014-5503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANOKA MN
Recording Date	Feb 16, 2022
Property Address	654 OAK LN, CIRCLE PINES, MN 55014-5503
Document Number	A2356399001
Instrument Date	Feb 1, 2022
Instrument	A2356399.001
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 OAK LN, LINO LAKES, MN 55014-5503

Mortgage

Document Number	A2356399002
Date	Feb 16, 2022
Instrument	A2356399.002

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.19%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	8.19%

Tax Assessment & Valuation

Source: Anoka County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Anoka County
Municipality	Lino Lakes City
Unified School District	Forest Lake Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,902.00 (+16.36%) Homeowner's exemption	$276,900 (+3.4%) Land $80,000 Building $196,900	$276,900 (+3.4%) Land $80,000 Building $196,900
2024	$2,494.00	$267,800 Land $68,600 Building $199,200	$267,800 Land $68,600 Building $199,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Lino Lakes serves 18,608 people · EPA ID MN1020023
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
CenturyLink Fiber · DSL	1,000 / 1,000

May also be available: T-Mobile.

Nearby Properties on Oak Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures