656 Naruth Way, Sacramento, CA 95838 Property Records

Sacramento County property record for 656 Naruth Way, Sacramento, CA 95838

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,092 sqft · built 1982
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Tax Bill	$1,612 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2025 Second Mortgage + 5 more
Flood Zone	Zone X (reduced by levee)
APN	`237-0120-081-0000`

Property Details

APN / Parcel Number

Primary APN	`237-0120-081-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	1,092 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	656 NARUTH WAY
City	SACRAMENTO
State	CA
Zip	95838-2655
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	WESTGATE 02, LOT 62
Legal Subdivision	WESTGATE 02
Legal Lot Number	62
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1002
Census Tract	6704

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	656 NARUTH WAY, SACRAMENTO, CA 95838-2655
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Oct 28, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NATIONSTAR MORTGAGE LLC
Jan 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Mar 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Jan 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER
Jan 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER
May 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 17, 2003
Transfer Doc	2003000603
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	656 NARUTH WAY, SACRAMENTO, CA 95838-2655
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 NARUTH WAY, SACRAMENTO, CA 95838-2655

Mortgage

Document Number	0000000116
Date	Mar 19, 2021
Instrument	202103190116

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2051

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	656 NARUTH WAY, SACRAMENTO, CA 95838-2655
Transaction Type	Mortgage
Record Updated	Nov 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 NARUTH WAY, SACRAMENTO, CA 95838-2655

Mortgage

Document Number	0000000491
Date	Oct 28, 2025
Instrument	202510280491

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	656 NARUTH WAY, SACRAMENTO, CA 95838-2655
Transaction Type	Mortgage
Record Updated	Feb 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 NARUTH WAY, SACRAMENTO, CA 95838-2655

Mortgage

Document Number	0000000280
Date	Jan 18, 2022
Instrument	2022011800280

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2042

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	656 NARUTH WAY, SACRAMENTO, CA 95838-2655
Transaction Type	Mortgage
Record Updated	Apr 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 NARUTH WAY, SACRAMENTO, CA 95838-2655

Mortgage

Document Number	3190000000116
Date	Mar 19, 2021
Book Page	20210319/116

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	656 NARUTH WAY, SACRAMENTO, CA 95838-2655
Document Number	2001300165
Instrument Date	Jan 16, 2020
Transaction Type	Mortgage
Record Updated	Feb 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 NARUTH WAY SACRAMENTO CA 958382655, SACRAMENTO, CA 95838-2655

Mortgage

Document Number	2001300165
Date	Jan 30, 2020
Instrument	2001300165

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 29, 2050

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	656 NARUTH WAY, SACRAMENTO, CA 95838-2655
Document Number	1902070347
Instrument Date	Jan 26, 2019
Transaction Type	Mortgage
Record Updated	Feb 21, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 NARUTH WAY SACRAMENTO CA 958382655, SACRAMENTO, CA 95838-2655

Mortgage

Document Number	1902070347
Date	Feb 7, 2019
Instrument	1902070347

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 6, 2049

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	656 NARUTH WAY, SACRAMENTO, CA 95838-2655
Document Number	1806080071
Instrument Date	May 25, 2018
Transaction Type	Mortgage
Record Updated	Jun 19, 2018
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 NARUTH WAY SACRAMENTO CA 958382655, SACRAMENTO, CA 95838-2655

Mortgage

Document Number	1806080071
Date	Jun 8, 2018
Instrument	1806080071

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 7, 2048

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Secondary School District	Twin Rivers Unified School District (7-12) (07 - 12)
Elementary School District	Robla Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$109,834 (+2%) Land $25,331 Building $84,503
2025	$1,612.00 (+3.73%)	$107,682 (+4.04%) Land $24,835 Building $82,847
2024	$1,554.00 (-2.75%)
2023	$1,598.00 (+5.48%)	$103,503 Land $23,872 Building $79,631
2022	$1,515.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
Succeed.Net Fixed Wireless	100 / 50
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

Nearby Properties on Naruth Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures