640 Naruth Way, Sacramento, CA 95838 Property Records

Sacramento County property record for 640 Naruth Way, Sacramento, CA 95838

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,045 sqft · built 1982
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$205,000 (May 2017)
Tax Bill	$3,957 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2021 Transfer + 3 more
Flood Zone	Zone X (reduced by levee)
APN	`237-0120-083-0000`

Property Details

APN / Parcel Number

Primary APN	`237-0120-083-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,045 sqft Living Area
1st Floor Area	1,045 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	640 NARUTH WAY
City	SACRAMENTO
State	CA
Zip	95838-2655
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	WESTGATE 02, LOT 64
Legal Subdivision	WESTGATE 02
Legal Lot Number	64
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1002
Census Tract	6704

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	640 NARUTH WAY, SACRAMENTO, CA 95838-2655
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Mar 29, 2021	Intrafamily Transfer, Transfer PLACER TITLE COMPANY
May 25, 2017	Grant Deed, Transfer LAWYERS TITLE
May 25, 2017	Quit Claim Deed, Transfer LAWYERS TITLE-IE
Feb 9, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2017 · Amount on Record
Deed Sale	May 25, 2017 · Amount on Record
Prior Sale	Feb 9, 2017 · Amount on Record
Deed Book / Page	20170525 / 1207
Last Transfer Date	Mar 11, 2021
Transfer Doc	3290000001474
Record Updated	Oct 29, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 29, 2021
Property Address	640 NARUTH WAY, SACRAMENTO, CA 95838-2655
Document Number	0000001476
Map Reference	MB 135 PG 14
Instrument Date	Mar 26, 2021
Instrument	202103291476
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	640 NARUTH WAY, SACRAMENTO, CA 95838-2655
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001477
Date	Mar 29, 2021
Instrument	202103291477

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Apr 1, 2046

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 29, 2021
Property Address	640 NARUTH WAY, SACRAMENTO, CA 95838-2655
Document Number	0000001474
Map Reference	MB 135 PG 14
Instrument Date	Mar 11, 2021
Instrument	202103291474
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 NARUTH WAY, SACRAMENTO, CA 95838-2655
Investor	Possibly a Property Investor

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 25, 2017
Property Address	640 NARUTH WAY, SACRAMENTO, CA 95838-2655
Document Number	0000001207
Book / Page	20170525 / 1207
Map Reference	MB 135 MAP 14
Instrument Date	May 22, 2017
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	640 NARUTH WAY, SACRAMENTO, CA 95838-2655

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 25, 2017
Property Address	640 NARUTH WAY, SACRAMENTO, CA 95838-2655
Document Number	0000001208
Book / Page	170525 / 001208
Instrument Date	May 19, 2017
Transaction Type	Transfer
Record Updated	Jun 5, 2017
Title Company	LAWYERS TITLE-IE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	640 NARUTH WAY SACRAMENTO CA 958382655, SACRAMENTO, CA 95838-2655

February 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 9, 2017
Property Address	640 NARUTH WAY, SACRAMENTO, CA 95838-2655
Document Number	0000000474
Book / Page	170209 / 000474
Instrument Date	Feb 7, 2017
Transaction Type	Foreclosure
Record Updated	Feb 21, 2017

Transaction

Amount	Amount Recorded
Tax	$214.50
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	2900 ESPERANZA XING AUSTIN TX 787583658, AUSTIN, TX 78758-3658

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Secondary School District	Twin Rivers Unified School District (7-12) (07 - 12)
Elementary School District	Robla Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$303,505 (+2%) Land $93,673 Building $209,832
2025	$3,957.00 (+4.08%)	$297,555 (+4.04%) Land $91,837 Building $205,718
2024	$3,802.00 (-3.36%)
2023	$3,934.00 (+5.95%)	$286,003 Land $88,272 Building $197,731
2022	$3,713.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
Succeed.Net Fixed Wireless	100 / 50
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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