Mercer County property record for 656 N Mill St, Celina, OH 45822
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2 ba · 6,220 sqft · built 1947 |
| Lot Size | 0.151 acres (6,600 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $40,000 (Sep 2021) |
| Tax Bill | $1,923 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Jul 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-328100.0000 |
| Primary APN | 27-328100.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 6,220 sqft Total Area |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Architectural Style | Duplex Single |
| Lot Area | 6,600 sqft (0.151 acres) |
| Lot Dimensions | 132 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 1,596 sqft |
| Parking Spaces | 6 Parking Spaces |
| Street Address | 656 N MILL ST |
|---|---|
| City | CELINA |
| State | OH |
| Zip | 45822-1443 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | PHELLIS ADD LOT#: 6 |
| Legal Subdivision | PHELLIS ADD |
| Legal Lot Number | 6 |
| Jurisdiction | MERCER OH |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 967400 |
656 N Mill St, a duplex, is held in a trust since May 2026.
Source: Mercer County records, as of July 14, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 6884 NANCY AVE, CELINA, OH 45822-9268 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 24, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Jul 2, 2020 | Deed of Trust, Mortgage · Line of Credit DYNAMIC FCU |
| Aug 2, 2006 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Sep 9, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 9, 2021 · Amount on File |
| Deed Sale | Sep 9, 2021 · Amount on File |
| Prior Sale | Dec 13, 2000 · Amount on File |
| Deed Document Number | 20215664 |
| Last Transfer Date | May 13, 2026 |
| Transfer Doc | 0000002855 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | Jun 24, 2026 |
| Property Address | 656 N MILL ST, CELINA, OH 45822-1443 |
| Document Number | 0000002855 |
| Instrument Date | May 13, 2026 |
| Instrument | 20262855 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 6884 NANCY AVE, CELINA, OH 45822-9268 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 656 N MILL ST, CELINA, OH 45822-1443 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 202000003791 |
|---|---|
| Date | Jul 2, 2020 |
| Instrument | 202000003791 |
| Name | DYNAMIC FCU |
|---|---|
| Type | Credit Union |
| Address | CELINA, OH 45822 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 1, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 656 N MILL ST, CELINA, OH 45822-1443 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 200600004589 |
|---|---|
| Date | Aug 2, 2006 |
| Instrument | 200600004589 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2021 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | Sep 9, 2021 |
| Property Address | 656 N MILL ST, CELINA, OH 45822-1443 |
| Document Number | 202100005664 |
| Instrument Date | Sep 9, 2021 |
| Instrument | 202100005664 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6884 NANCY AVE, CELINA, OH 45822-9268 |
The 2025 property tax bill for 656 N Mill St was $1,923.
Source: Mercer County assessment roll, as of February 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Mercer County |
| County Subdivision | Jefferson Township |
| Municipality | Celina City |
| Unified School District | Celina City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,923.00 | $33,780 (+84.09%) Land $5,780 Building $28,000 | |
| 2024 | $1,923.00 (+159.86%) | $18,350 (-) Land $5,780 Building $12,570 | |
| 2023 | $740.00 (-35.37%) | $18,350 (-26.07%) Land $5,780 Building $12,570 | $96,500 Land $16,500 Building $80,000 |
| 2022 | $1,145.00 | $24,820 Land $3,400 Building $21,420 | |
| 2020 | $70,900 Land $9,700 Building $61,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 656 N Mill St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 656 N Mill St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CELINA serves 11,682 people · EPA ID OH5400011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber · Fixed Wireless | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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