Mercer County property record for 655 N Mill St, Celina, OH 45822
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 600 sqft · built 1953 |
| Lot Size | 0.195 acres (8,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $43,400 (Oct 2012) |
| Tax Bill | $1,042 (2025) |
| Deeds & Mortgages | Apr 2018 Line of Credit Mar 2017 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-277700.0000 |
| Primary APN | 27-277700.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 600 sqft Living Area |
| Basement Area | 480 sqft |
| Finished Basement | 480 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Lot Area | 8,500 sqft (0.195 acres) |
| Lot Dimensions | 170 ft deep x 50 ft wide |
| Garage Type | Attached |
| Street Address | 655 N MILL ST |
|---|---|
| City | CELINA |
| State | OH |
| Zip | 45822-1442 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OUT LOTS NORTH OF CELINA O L 6 LOT#: 6 |
| Legal Lot Number | 6 |
| Jurisdiction | MERCER OH |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 967400 |
Source: Mercer County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 655 N MILL ST, CELINA, OH 45822-1442 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 9, 2018 | Deed of Trust, Mortgage · Line of Credit THE CITIZENS NATIONAL BANK OF BLUFFTON |
| Mar 20, 2017 | Deed of Trust, Mortgage · Conventional Mortgage THE CITIZENS NATIONAL BANK OF BLUFFTON |
| May 2, 2023 | Deed of Trust, Mortgage · Line of Credit THE CITIZENS NATIONAL BANK OF BLUFFTON |
| Oct 22, 2014 | Deed of Trust, Mortgage · Conventional Mortgage THE CITIZENS NATIONAL BANK OF BLUFFTON |
| May 9, 2007 | Limited Warranty Deed, Transfer · Conventional Mortgage CITIZENS NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 2012 · Amount on Record |
| Deed Sale | Oct 1, 2012 · Amount on Record |
| Prior Sale | May 9, 2007 · Amount on Record |
| Deed Document Number | 20125804 |
| Prior Transfer Date | Sep 28, 2012 |
| Prior Transfer Doc | 0000005804 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 655 N MILL ST, CELINA, OH 45822-1442 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 201800001567 |
|---|---|
| Date | Apr 9, 2018 |
| Instrument | 201800001567 |
| Name | THE CITIZENS NATIONAL BANK OF BLUFFTON |
|---|---|
| Type | Bank |
| Address | CELINA, OH 45822 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Apr 30, 2023 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 655 N MILL ST, CELINA, OH 45822-1442 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 201700001283 |
|---|---|
| Date | Mar 20, 2017 |
| Instrument | 201700001283 |
| Name | THE CITIZENS NATIONAL BANK OF BLUFFTON |
|---|---|
| Type | Bank |
| Address | BLUFFTON, OH 45817 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 655 N MILL ST, CELINA, OH 45822-1442 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 655 N MILL ST, CELINA, OH 45822-1442 |
| Document Number | 202300001623 |
|---|---|
| Date | May 2, 2023 |
| Instrument | 202300001623 |
| Name | THE CITIZENS NATIONAL BANK OF BLUFFTON |
|---|---|
| Type | Bank |
| Address | BLUFFTON, OH 45817 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 30, 2033 |
| Rate Type | Fixed Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 655 N MILL ST, CELINA, OH 45822-1442 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 201400004785 |
|---|---|
| Date | Oct 22, 2014 |
| Instrument | 201400004785 |
| Name | THE CITIZENS NATIONAL BANK OF BLUFFTON |
|---|---|
| Type | Bank |
| Address | BLUFFTON, OH 45817 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2029 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | May 9, 2007 |
| Property Address | 655 N MILL ST, CELINA, OH 45822-1442 |
| Document Number | 200700002507 |
| Instrument Date | Apr 19, 2007 |
| Instrument | 200700002507 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $112.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 655 N MILL ST, CELINA, OH 45822-1442 |
| Document Number | 200700002508 |
|---|---|
| Date | May 9, 2007 |
| Instrument | 200700002508 |
| Name | CITIZENS NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 1, 2027 |
Source: Mercer County assessment roll, as of February 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Mercer County |
| County Subdivision | Jefferson Township |
| Municipality | Celina City |
| Unified School District | Celina City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,042.00 | $26,360 (-) Land $6,510 Building $19,850 | |
| 2024 | $1,042.00 (+0.19%) | $26,360 (-) Land $6,510 Building $19,850 | |
| 2023 | $1,040.00 (+23.08%) | $26,360 (+40.74%) Land $6,510 Building $19,850 | $75,300 (+40.75%) Land $18,600 Building $56,700 |
| 2022 | $845.00 | $18,730 Land $3,820 Building $14,910 | |
| 2020 | $53,500 Land $10,900 Building $42,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CELINA serves 11,682 people · EPA ID OH5400011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber · Fixed Wireless | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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