656 N 1400 E, Spanish Fork, UT 84660 Property Records

Utah County property record for 656 N 1400 E, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,341 sqft · built 2004
Lot Size	0.186 acres (8,102 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Oct 2021)
Tax Bill	$2,739 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Jun 2019 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`54-185-0027`

Property Details

APN / Parcel Number

Primary APN	`54-185-0027`
Alternative APN	`234251`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,341 sqft Living Area
Gross Area	3,201 sqft
1st Floor Area	1,341 sqft
Basement Area	1,420 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	A-Frame
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Other
Lot Area	8,102 sqft (0.186 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Slab
Porch Area	143 sqft
Deck Area	Deck Area
Patio Area	24 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	234251
Street Address	656 N 1400 E
City	SPANISH FORK
State	UT
Zip	84660-3129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 27, PLAT B, VALLEY CREST AT SPANISH FORK SUBDV. AREA 0.186 AC.
Legal Subdivision	SPANISH FORK SUB
Legal Lot Number	27
Jurisdiction	UTAH UT
Township / Civil Division	SPRINGVILLE-MAPLETON
Census Block Group	1
Census Block	1020
Census Tract	10308

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	656 N 1400 E, SPANISH FORK, UT 84660-3129
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2022	Deed of Trust, Mortgage · Line of Credit NEBO CU
Jun 3, 2019	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Sep 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage SECURITY HOME MORTGAGE LLC
Oct 13, 2021	Quit Claim Deed, Transfer · Conventional Mortgage CHICAGO MORTGAGE SOLUTIONS CORP
Sep 1, 2020	Warranty Deed, Transfer GT TITLE SERVICES
Jul 31, 2018	Quit Claim Deed, Transfer PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2021 · Amount on Record
Deed Sale	Oct 13, 2021 · Amount on Record
Prior Sale	Sep 1, 2020 · Amount on Record
Deed Document Number	2021175231
Prior Transfer Date	Sep 27, 2021
Prior Transfer Doc	0000175231
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	656 N 1400 E, SPANISH FORK, UT 84660-3129
Transaction Type	Mortgage
Record Updated	Dec 23, 2022
Title Company	PRO TITLE AND ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000125300
Date	Dec 16, 2022
Instrument	125300:2022

Lender

Name	NEBO CU
Type	Credit Union
Address	SPRINGVILLE, UT 84663

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 15, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	656 N 1400 E, SPANISH FORK, UT 84660-3129
Transaction Type	Mortgage
Record Updated	May 12, 2022
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049801
Date	Jun 3, 2019
Instrument	049801:2019

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	656 N 1400 E, SPANISH FORK, UT 84660-3129
Transaction Type	Mortgage
Record Updated	May 12, 2022
Title Company	UTAH FIRST TITLE INS AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000090302
Date	Sep 13, 2019
Instrument	090302:2019

Lender

Name	SECURITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	OREM, UT 84058

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UTAH UT
Recording Date	Oct 13, 2021
Property Address	656 N 1400 E, SPANISH FORK, UT 84660-3129
Document Number	0000175231
Instrument Date	Sep 27, 2021
Instrument	175231:2021
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE COMAPNY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 N 1400 E, SPANISH FORK, UT 84660-3129
Investor	Possibly a Property Investor

Mortgage

Document Number	0000175232
Date	Oct 13, 2021
Instrument	175232:2021

Lender

Name	CHICAGO MORTGAGE SOLUTIONS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Sep 1, 2020
Property Address	656 N 1400 E, SPANISH FORK, UT 84660-3129
Document Number	0000133046
Instrument Date	Sep 1, 2020
Instrument	133046:2020
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	GT TITLE SERVICES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	656 N 1400 E, SPANISH FORK, UT 84660-3129
Investor	Possibly a Property Investor

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UTAH UT
Recording Date	Jul 31, 2018
Property Address	656 N 1400 E, SPANISH FORK, UT 84660-3129
Document Number	0000071661
Instrument Date	Jul 26, 2018
Instrument	71661
Transaction Type	Transfer
Record Updated	Aug 15, 2018
Title Company	BACKMAN TITLE SERVICES

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	656 N 1400 E SPANISH FORK UT 846603129, SPANISH FORK, UT 84660-3129

Mortgage

Document Number	71662
Date	Jul 31, 2018
Instrument	71662

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2048

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$288,035 (-44.3%)	$523,700 (+1.28%) Land $192,700 Building $331,000
2025	$2,739.00	$517,100 (+96.2%) Land $192,700 Building $324,400	$517,100 (+7.91%) Land $192,700 Building $324,400
2024	$2,739.00 (+7.24%)
2023	$2,554.00 (+1.27%)	$263,560	$479,200 Land $183,500 Building $295,700
2022	$2,522.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.3% of Utah
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 2,000

May also be available: CenturyLink, Utah Broadband, Verizon.

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