646 N 1400 E, Spanish Fork, UT 84660 Property Records

Utah County property record for 646 N 1400 E, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	7 bd · 3 ba · 1,669 sqft · built 2005
Lot Size	0.186 acres (8,102 sqft)
Owner	2 Trust Names on Record
Last Sale	$446,500 (Dec 2018)
Tax Bill	$3,179 (2025)
Deeds & Mortgages	Sep 2018 Line of Credit Jan 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`54-185-0026`

Property Details

APN / Parcel Number

Primary APN	`54-185-0026`
Alternative APN	`234250`

Interior

Bedrooms	7 Beds
Full Baths	3 Baths
Total Rooms	15 Rooms
Stories	1 Story
Building Area	1,669 sqft Living Area
Gross Area	3,898 sqft
1st Floor Area	1,669 sqft
Basement Area	1,677 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	A-Frame
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	8,102 sqft (0.186 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Raised Porch
Porch Area	24 sqft
Deck Area	Deck Area
Patio Area	18 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	234250
Street Address	646 N 1400 E
City	SPANISH FORK
State	UT
Zip	84660-3129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 26, PLAT B, VALLEY CREST AT SPANISH FORK SUBDV. AREA 0.186 AC.
Legal Subdivision	SPANISH FORK SUB
Legal Lot Number	26
Jurisdiction	UTAH UT
Township / Civil Division	SPRINGVILLE-MAPLETON
Census Block Group	1
Census Block	1020
Census Tract	10308

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	646 N 1400 E, SPANISH FORK, UT 84660-3129
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2018	Deed of Trust, Mortgage · Line of Credit UTAH COMMUNITY CU
Jan 29, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 14, 2018	Warranty Deed, Transfer BACKMAN TITLE SERVICES LIMITED, BACKMAN TITLE SVCS LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2018 · Amount on Record
Deed Sale	Dec 14, 2018 · Amount on Record
Prior Sale	Dec 6, 2005 · Amount on Record
Deed Document Number	2018118423
Last Transfer Date	Jan 16, 2020
Transfer Doc	0000011592
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	646 N 1400 E, SPANISH FORK, UT 84660-3129
Transaction Type	Mortgage
Record Updated	May 12, 2022
Title Company	MERIDIAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000088594
Date	Sep 17, 2018
Instrument	088594:2018

Lender

Name	UTAH COMMUNITY CU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UTAH UT
Recording Date	Jan 29, 2020
Property Address	646 N 1400 E, SPANISH FORK, UT 84660-3129
Document Number	0000011592
Instrument Date	Jan 16, 2020
Instrument	11592
Transaction Type	Transfer
Record Updated	Feb 25, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	646 N 1400 E SPANISH FORK UT 846603129, SPANISH FORK, UT 84660-3129

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Dec 14, 2018
Property Address	646 N 1400 E, SPANISH FORK, UT 84660-3129
Document Number	0000118423
Instrument Date	Dec 13, 2018
Instrument	118423
Transaction Type	Transfer
Record Updated	Jan 4, 2019
Title Company	BACKMAN TITLE SERVICES LIMITED, BACKMAN TITLE SVCS LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	646 N 1400 E SPANISH FORK UT 846603129, SPANISH FORK, UT 84660-3129

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$322,355 (-46.27%)	$586,100 (-2.32%) Land $192,700 Building $393,400
2025	$3,179.00 (+0.03%)	$600,000 (+104.02%) Land $192,700 Building $407,300	$600,000 (+12.21%) Land $192,700 Building $407,300
2024	$3,178.00 (+11.55%)
2023	$2,849.00 (+4.28%)	$294,085	$534,700 Land $183,500 Building $351,200
2022	$2,732.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.3% of Utah
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 2,000

May also be available: CenturyLink, Utah Broadband, Verizon.

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