656 Middle Rd, Waverly, NY 14892 Property Records

Tioga County and Barton Town property record for 656 Middle Rd, Waverly, NY 14892 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1.5 Baths
Architecture StyleContemporary
Year BuiltBuilt 2013
Square Footage2,250 sqft Living Area
Lot Size520,542 sqft (11.9 acres)
OccupancyOwner Occupied
Tax Bill$5,808.00 (2025)

Property Details

APN / Parcel Number

Primary APN492089 135.00-1-18
Alternative APNs
  • 208913500000010032130000
  • 00000012207

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Building Area2,250 sqft Living Area
Gross Area1,856 sqft Gross Area
1st Floor1,500 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Architectural StyleContemporary Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area520,542 sqft (11.9 acres)
Depth X Width875 ft x 687 ft Depth x Width
Porch Area352 sqft Porch

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelOil Heating Fuel
SewageSeptic Sewage
Water SourceWell Water Source

Location & Zoning

Account Number00000012207
Street Address656 MIDDLE RD
CityWAVERLY
StateNY
Zip14892-9532
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block1
Legal Lot Number18.000
JurisdictionTIOGA NY
Minor Civil DivisionBARTON
Census Blockgroup2
Census Block2002
Census Tract20702

Owner

Source: Tioga County and Barton Town records · APN 492089 135.00-1-18

Assessment roll updated May 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address656 MIDDLE RD, WAVERLY, NY 14892-9532
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2021Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM)
CITIZENS & NORTHERN BANK
Jun 19, 2020Correction Deed · Stand Alone Refinance
CITIZENS & NORTHERN BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateMar 27, 2024
Transfer Doc2024000001246
Record RefreshedSep 20, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTIOGA NY
Recording DateOct 20, 2021
Property Address656 MIDDLE RD, WAVERLY, NY 14892-9532
Document Number2021000005156
Instrument DateOct 12, 2021
Instrument20210-00005156
Transaction TypeTransfer
Record UpdatedNov 15, 2022

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address656 MIDDLE RD, WAVERLY, NY 14892-9532

Mortgage

Document Number2021000005157
DateOct 20, 2021
Instrument20210-00005157
Lender
NameCITIZENS & NORTHERN BANK
TypeBank
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term361 Months
DueNov 01, 2051
Interest
Rate TypeAdjustable Rate
Rate3.7%
Type Change DateNov 01, 2031
IndexLIBOR
Margin3

June 2020: Correction Deed

Document TypeCorrection Deed
JurisdictionTIOGA NY
Recording DateJun 19, 2020
Property Address656 MIDDLE RD, WAVERLY, NY 14892-9532
Document Number2020000002221
Instrument DateJun 12, 2020
Instrument20200-00002221
Record UpdatedMay 10, 2022

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address656 MIDDLE RD, WAVERLY, NY 14892-9532

Mortgage

Document Number2020000002222
DateJun 19, 2020
Instrument20200-00002222
Lender
NameCITIZENS & NORTHERN BANK
TypeBank
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term181 Months
DueJul 01, 2035

Tax Assessment & Valuation

Source: Tioga County and Barton Town records · Assessment roll updated May 15, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNew York
CountyTioga County
County SubdivisionBarton Town
Unified School DistrictTioga Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,808.00$193,200 (-) Land $21,500 Building $171,700$343,772 (+6.76%) Land $38,256 Building $305,516
2023$193,200 Land $21,500 Building $171,700$322,000 Land $35,833 Building $286,167

Flood & Wildfire

656 Middle Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Tioga County (36107C), updated October 31, 2019

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 55th in New York
Wildfire LikelihoodLow — about 1 in 5,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Middle Rd

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