656 Main St, Cromwell, CT 06416 Property Records

Cromwell Town property record for 656 Main St, Cromwell, CT 06416

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,657 sqft · built 1909
Lot Size	1.66 acres (72,310 sqft)
Owner	Individual Name on Record
Last Sale	$167,000 (Feb 2017)
Tax Bill	$5,632 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`60-62`

Property Details

APN / Parcel Number

Primary APN	`60-62`
Alternative APNs	`CROM M:00359200` `M:60 B:51 L:62` `359200`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,657 sqft Living Area
Gross Area	2,542 sqft
1st Floor Area	1,177 sqft
Basement Area	552 sqft
Unfinished Basement	552 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1980
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Shingle
Lot Area	72,310 sqft (1.66 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	359200
Street Address	656 MAIN ST
City	CROMWELL
State	CT
Zip	06416-1412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-25
Legal Block	51
Legal Lot Number	62
Jurisdiction	CROMWELL CT
Township / Civil Division	CROMWELL
Census Block Group	4
Census Block	4009
Census Tract	570300

Owner

Source: Cromwell Town records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	656 MAIN ST, CROMWELL, CT 06416-1412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2021	Deed of Trust, Mortgage · Balloon Mortgage QUICKEN LOANS INC
Feb 6, 2017	Warranty Deed, Transfer · FHA Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 6, 2017 · Amount on Record
Deed Sale	Feb 6, 2017 · Amount on Record
Prior Sale	Jun 13, 2014 · Amount on Record
Deed Book / Page	1582 / 232
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CROMWELL CT
Property Address	656 MAIN ST, CROMWELL, CT 06416-1412
Transaction Type	Mortgage
Record Updated	Apr 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1716-306
Date	Mar 30, 2021
Book Page	1716/306
Instrument	859

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CROMWELL CT
Recording Date	Feb 6, 2017
Property Address	656 MAIN ST, CROMWELL, CT 06416-1412
Document Number	1582-232
Book / Page	001582 / 000232
Instrument Date	Feb 3, 2017
Transaction Type	Transfer
Record Updated	Feb 28, 2017

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$167.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1582-235
Date	Feb 6, 2017
Book Page	001582/000235

Lender

Name	USAA

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 5, 2047

Tax Assessment & Valuation

Source: Cromwell Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Cromwell Town
Unified School District	Cromwell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,632.00	$182,910 (-) Land $73,710 Building $109,200	$128,037 Land $51,597 Building $76,440
2024	$5,632.00 (+4.7%)
2023	$5,379.00 (+40.41%)	$182,910 (+59.14%) Land $73,710 Building $109,200
2022	$3,831.00	$114,940 Land $70,490 Building $44,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROMWELL FIRE DISTRICT WATER DEPARTMENT serves 14,316 people · EPA ID CT0330011
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Cox Communications.

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