651 Main St, Cromwell, CT 06416 Property Records

Cromwell Town property record for 651 Main St, Cromwell, CT 06416

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,770 sqft · built 1900
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (Feb 2022)
Tax Bill	$5,949 (2025)
Deeds & Mortgages	Feb 2022 Sale Sep 2021 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`48-115A`

Property Details

APN / Parcel Number

Primary APN	`48-115A`
Alternative APNs	`M:48 B:15 L:115A` `CROM M:00427300` `427300`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,770 sqft Living Area
Gross Area	2,295 sqft
1st Floor Area	1,245 sqft
Basement Area	525 sqft
Unfinished Basement	525 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	427300
Street Address	651 MAIN ST
City	CROMWELL
State	CT
Zip	06416-1427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Block	15
Legal Lot Number	115A
Jurisdiction	CROMWELL CT
Township / Civil Division	CROMWELL
Census Block Group	1
Census Block	1000
Census Tract	570200

Owner

Source: Cromwell Town assessment roll, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	651 MAIN ST, CROMWELL, CT 06416-1427
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2022	Warranty Deed, Transfer
Sep 21, 2021	Warranty Deed, Construction Loan · Construction Mortgage PINNACLE FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 7, 2022 · Amount on Record
Deed Sale	Feb 7, 2022 · Amount on Record
Prior Sale	Sep 21, 2021 · Amount on Record
Deed Document Number	2022327
Deed Book / Page	1758 / 28
Record Updated	Sep 20, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CROMWELL CT
Recording Date	Feb 7, 2022
Property Address	651 MAIN ST, CROMWELL, CT 06416-1427
Document Number	0001758-28
Book / Page	1758 / 28
Instrument Date	Feb 2, 2022
Instrument	327
Transaction Type	Transfer
Record Updated	Feb 24, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 MAIN ST, CROMWELL, CT 06416-1427

September 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CROMWELL CT
Recording Date	Sep 21, 2021
Property Address	651 MAIN ST, CROMWELL, CT 06416-1427
Document Number	1739-143
Book / Page	1739 / 143
Instrument Date	Sep 10, 2021
Instrument	2616
Transaction Type	Construction Loan
Record Updated	Oct 7, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 MADISON AVE, HARTFORD, CT 06106-2020

Mortgage

Document Number	2617
Date	Sep 21, 2021
Instrument	2617

Lender

Name	PINNACLE FINANCIAL SERVICES LLC

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cromwell Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Cromwell Town
Unified School District	Cromwell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,949.00	$193,200 (-) Land $70,000 Building $123,200	$135,240 Land $49,000 Building $86,240
2024	$5,949.00 (+4.7%)
2023	$5,682.00 (+15.75%)	$193,200 (+31.18%) Land $70,000 Building $123,200
2022	$4,909.00	$147,280 Land $64,400 Building $82,880

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROMWELL FIRE DISTRICT WATER DEPARTMENT serves 14,316 people · EPA ID CT0330011
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Cox Communications.

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