Hardin County property record for 656 Independence Dr, Radcliff, KY 40160 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1988 |
| Square Footage | 1,288 sqft Living Area |
| Lot Size | 10,019 sqft (0.23 acres) |
| Garage | Attached, 378 sqft |
| Last Sale | $72,000 (2014) |
| Tax Bill | $1,048.00 (2025) |
Source: Hardin County records · APN 180-20-10-333
Assessment roll updated January 20, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 816 HILLSIDE AVE, PLAINFIELD, NJ 07060-3105 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 10, 2019 | Deed of Trust, Mortgage · Stand Alone Refinance WEST POINT BANK |
| Sep 19, 2022 | Deed, Transfer · Conventional Mortgage SOUTH CENTRAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 01, 2014 · Amount on Record |
| Deed Sale | Apr 01, 2014 · Amount on Record |
| Prior Sale | Apr 01, 2014 · Amount on Record |
| Deed Book / Page | 1393 / 127 |
| Last Transfer Date | Jan 27, 2016 |
| Transfer Doc | 01419/1458 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 656 INDEPENDENCE DR, RADCLIFF, KY 40160-9603 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2023 |
| Name | Verified Name |
|---|
| Document Number | 002256/226 |
|---|---|
| Date | Jan 10, 2019 |
| Book Page | 2256/226 |
| Instrument | 20190-00000384 |
| Name | WEST POINT BANK |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Sep 19, 2022 |
| Property Address | 656 INDEPENDENCE DR, RADCLIFF, KY 40160-9603 |
| Document Number | 001541/524 |
| Book / Page | 1541 / 524 |
| Map Reference | CAB 1 SH 1458 |
| Instrument Date | Sep 08, 2022 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $108.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 382, ELIZABETHTOWN, KY 42702-0382 |
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 816 HILLSIDE AVE, PLAINFIELD, NJ 07060-3105 |
| Document Number | 0024561569 |
|---|---|
| Date | Sep 19, 2022 |
| Instrument | 2456/1569 |
| Name | SOUTH CENTRAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 01, 2037 |
Source: Hardin County records · Assessment roll updated January 20, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Municipality | Radcliff City |
| Unified School District | Hardin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,048.00 (+28.43%) | $108,200 (-) Land $18,000 Building $90,200 | $108,200 (-) Land $18,000 Building $90,200 |
| 2023 | $108,200 (+30.52%) Land $14,100 Building $94,100 | $108,200 (+30.52%) Land $14,100 Building $94,100 | |
| 2022 | $82,900 Land $14,100 Building $68,800 | $82,900 Land $14,100 Building $68,800 | |
| 2021 | $816.00 |
Source: FEMA National Flood Hazard Layer, Hardin County (21093C), updated October 15, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 180-20-10-333 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,288 sqft Living Area |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Contemporary Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Foundation Type | No Foundation Foundation |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Attached Garage |
| Garage Area | 378 sqft Garage |
| Porch | 1 Porch |
| Porch Area | 100 sqft Porch |
| Heating System | Central Heating |
|---|
| Street Address | 656 INDEPENDENCE DR |
|---|---|
| City | RADCLIFF |
| State | KY |
| Zip | 40160-9603 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | WHISPERING HILLS LT 333 #15 |
| Legal Subdivision | WHISPERING HILLS |
| Legal Block | 10 |
| Legal Lot Number | 333 |
| Jurisdiction | HARDIN KY |
| Minor Civil Division | RADCLIFF |
| Census Blockgroup | 2 |
| Census Block | 2021 |
| Census Tract | 600 |
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