Hardin County property record for 644 Independence Dr, Radcliff, KY 40160 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Architecture Style | Raised Ranch |
| Year Built | Built 1989 |
| Square Footage | 1,620 sqft Living Area |
| Lot Size | 12,632 sqft (0.289 acres) |
| Last Sale | $181,000 (2022) |
| Tax Bill | $1,709.00 (2025) |
Source: Hardin County records · APN 180-20-10-394
Assessment roll updated April 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3112 GRANT AVE, LOUISVILLE, KY 40214-1733 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 22, 2022 · Amount on Record |
| Deed Sale | Mar 22, 2022 · Amount on Record |
| Prior Sale | Jun 15, 2005 · Amount on Record |
| Deed Doc Number | 0001531171 |
| Deed Book / Page | 1531 / 171 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Mar 22, 2022 |
| Property Address | 644 INDEPENDENCE DR, RADCLIFF, KY 40160-9600 |
| Document Number | 001531/171 |
| Book / Page | 1531 / 171 |
| Map Reference | CAB 1 SH 875 |
| Instrument Date | Feb 18, 2022 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2022 |
| Title Company | LIMESTONE TITLE, LIMESTONE T&E LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $181.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8440 GREENBRIAR LN, 8440, PORT ARTHUR, TX 77642-7347 |
| Name | Verified Name |
|---|---|
| Address | 3112 GRANT AVE, LOUISVILLE, KY 40214-1733 |
| Document Number | 0024321477 |
|---|---|
| Date | Mar 22, 2022 |
| Instrument | 2432/1477 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
Source: Hardin County records · Assessment roll updated April 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Municipality | Radcliff City |
| Unified School District | Hardin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,709.00 (+51.51%) | $181,000 (-) Land $18,000 Building $163,000 | $181,000 (-) Land $18,000 Building $163,000 |
| 2023 | $181,000 (+55.63%) Land $15,000 Building $166,000 | $181,000 (+55.63%) Land $15,000 Building $166,000 | |
| 2022 | $116,300 Land $14,700 Building $101,600 | $116,300 Land $14,700 Building $101,600 | |
| 2021 | $1,128.00 |
Source: FEMA National Flood Hazard Layer, Hardin County (21093C), updated October 15, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 180-20-10-394 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,620 sqft Living Area |
| Stories | 1 Stories |
| Fireplace | Single Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1989 |
|---|---|
| Architectural Style | Raised Ranch Style |
| Exterior Material | Frame/Masonry Exterior |
| Lot Area | 12,632 sqft (0.289 acres) |
| Patio Area | 168 sqft Patio |
| Heating System | Central Heating |
|---|---|
| Heating Fuel | Electric Heating Fuel |
| Street Address | 644 INDEPENDENCE DR |
|---|---|
| City | RADCLIFF |
| State | KY |
| Zip | 40160-9600 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | WHISPERING HILLS LT 394 #15 |
| Legal Subdivision | WHISPERING HILLS |
| Legal Lot Number | 394 |
| Jurisdiction | HARDIN KY |
| Minor Civil Division | RADCLIFF |
| Census Blockgroup | 2 |
| Census Block | 2022 |
| Census Tract | 600 |
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