656 Highview Ter, Lake Forest, IL 60045 Property Records

Lake County property record for 656 Highview Ter, Lake Forest, IL 60045

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,558 sqft · built 1950
Lot Size0.184 acres (8,015 sqft)
Owner2 Individual Names on File
Last Sale$395,000 (Jan 1998)
Tax Bill$10,897 (2024)
Flood ZoneZone X (minimal risk)
APN16-04-207-016

Property Details

APN / Parcel Number

Primary APN16-04-207-016

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,558 sqft Living Area
1st Floor Area2,558 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1966
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area8,015 sqft (0.184 acres)
Garage TypeDetached
Garage Area640 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address656 HIGHVIEW TER
CityLAKE FOREST
StateIL
Zip60045-3227
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL.G.ARRIES 1ST ADDN TO NORTHMOOR TERRACE LOT 16 BLOCK 4
Legal SubdivisionL.G.ARRIES 1ST ADDN
Legal Block4
Legal Lot Number16
JurisdictionLAKE IL
Township / Civil DivisionMORAINE
Census Block Group1
Census Block1009
Census Tract865000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Lake Forest Historic District
listed 1978 · 590 contributing resources · NRIS 78001161

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

656 Highview Ter is owned and occupied by two individuals who bought it in January 1998.

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address656 HIGHVIEW TER, LAKE FOREST, IL 60045-3227
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 23, 1998 · Amount on File
Deed SaleJan 23, 1998 · Amount on File
Deed Document Number19984077535
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionMoraine Township
MunicipalityLake Forest City
Elementary School DistrictLake Forest School District 67 (PK - 08)
Secondary School DistrictLake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$201,596 Land $92,618 Building $108,978$604,849 Land $277,882 Building $326,967
2024$10,897.00 (+12.99%)
2023$9,644.00 (+5.54%)$171,317 (+3.04%) Land $78,707 Building $92,610$514,003 (+3.04%) Land $236,145 Building $277,858
2022$9,138.00$166,268 Land $86,465 Building $79,803$498,854 Land $259,421 Building $239,433

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 656 Highview Ter in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims2 (2008–2010)
Claims Outside the SFHA2 of 2
Most Recent ClaimMay 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 656 Highview Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE FOREST
serves 19,642 people · EPA ID IL0970800
Water SourceSurface water
Last State InspectionOct 2025
Lead21 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fiber · DSL in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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