Douglas County property record for 656 Frontage Rd, Gardnerville, NV 89410
| Property Type | Single Family Home |
|---|---|
| Details | 2,567 sqft · built 2003 |
| Lot Size | 1.12 acres (48,787 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $685,000 (Jun 2020) |
| Tax Bill | $4,792 (2026) |
| Deeds & Mortgages | Jun 2020 Sale & Mortgage Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1220-24-410-003 |
| Primary APN | 1220-24-410-003 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,567 sqft Living Area |
| Gross Area | 3,191 sqft |
| 1st Floor Area | 2,567 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Lot Area | 48,787 sqft (1.12 acres) |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Old Parcel Number | 000029050030 |
|---|---|
| Street Address | 656 FRONTAGE RD |
| City | GARDNERVILLE |
| State | NV |
| Zip | 89410-7816 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVER VIEW EST LOT 3 |
| Legal Range | 20E |
| Legal Township | 12N |
| Legal Section | 24 |
| Legal Subdivision | RIVER VIEW EST |
| Legal Block | 3 |
| Legal Lot Number | 3 |
| Jurisdiction | DOUGLAS NV |
| Township / Civil Division | GARDNERVILLE-MINDEN |
| Census Block Group | 3 |
| Census Block | 3037 |
| Census Tract | 2300 |
656 Frontage Rd is owned and occupied by two individuals who bought it in June 2020.
Source: Douglas County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 656 FRONTAGE RD, GARDNERVILLE, NV 89410-7816 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 10, 2020 | Grant Deed, Transfer · FHA Mortgage SIERRA PACIFIC MTG |
| Dec 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage EL DORADO SVGS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 10, 2020 · Amount on File |
| Deed Sale | Jun 10, 2020 · Amount on File |
| Deed Document Number | 2020947466 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | DOUGLAS NV |
| Recording Date | Jun 10, 2020 |
| Property Address | 656 FRONTAGE RD, GARDNERVILLE, NV 89410-7816 |
| Document Number | 0000947466 |
| Instrument Date | Jun 5, 2020 |
| Instrument | 947466 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2020 |
| Title Company | WESTERN TITLE INSURANCE COMPANY, WESTERN TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,672.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1366 HASTINGS LN GARDNERVILLE NV 894105878, GARDNERVILLE, NV 89410-5878 |
| Document Number | 947467 |
|---|---|
| Date | Jun 10, 2020 |
| Instrument | 947467 |
| Name | SIERRA PACIFIC MTG |
|---|---|
| Type | Mortgage Company |
| Address | FOLSOM, CA 95630 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 9, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NV |
| Property Address | 656 FRONTAGE RD, GARDNERVILLE, NV 89410-7816 |
| Document Number | 0000940427 |
| Instrument Date | Dec 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2020 |
| Title Company | WESTERN TITLE INSURANCE COMPANY, WESTERN TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 656 FRONTAGE RD GARDNERVILLE NV 894107816, GARDNERVILLE, NV 89410-7816 |
| Document Number | 0000940427 |
|---|---|
| Date | Jan 2, 2020 |
| Instrument | 940427 |
| Name | EL DORADO SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | PLACERVILLE, CA 95667 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2050 |
The 2026 property tax bill for 656 Frontage Rd was $4,792, up 3% from the year before.
Source: Douglas County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Douglas County |
| Unified School District | Douglas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,792.00 (+2.99%) | $173,122 (-2.04%) Land $35,000 Building $138,122 | |
| 2025 | $4,653.00 | $176,731 Land $35,000 Building $141,731 | $504,946 Land $100,000 Building $404,946 |
| 2023 | $4,386.00 | $168,647 Land $35,000 Building $133,647 | $481,849 Land $100,000 Building $381,849 |
| 2021 | $411,586 Land $70,000 Building $341,586 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 656 Frontage Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 30 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 19 (1995–2025) |
| Claims Outside the SFHA | 3 of 19 |
| Most Recent Claim | Sep 2025 · alluvial fan flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 656 Frontage Rd is high, ranking above 71% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 44% of Nevada |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
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