Douglas County property record for 652 Frontage Rd, Gardnerville, NV 89410
| Property Type | Single Family Home |
|---|---|
| Details | 2,055 sqft · built 2003 |
| Lot Size | 1.08 acres (47,045 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $3,913 (2026) |
| Deeds & Mortgages | May 2022 Mortgage Sep 2021 Line of Credit + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1220-24-410-004 |
| Primary APN | 1220-24-410-004 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,055 sqft Living Area |
| Gross Area | 2,621 sqft |
| 1st Floor Area | 2,055 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Lot Area | 47,045 sqft (1.08 acres) |
| Garage Type | Attached |
| Garage Area | 566 sqft |
| Parking Spaces | 2 Parking Spaces |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Old Parcel Number | 000029050040 |
|---|---|
| Street Address | 652 FRONTAGE RD |
| City | GARDNERVILLE |
| State | NV |
| Zip | 89410-7816 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVER VIEW EST LOT 4 |
| Legal Range | 20E |
| Legal Township | 12N |
| Legal Section | 24 |
| Legal Subdivision | RIVER VIEW EST |
| Legal Block | 3 |
| Legal Lot Number | 4 |
| Jurisdiction | DOUGLAS NV |
| Township / Civil Division | GARDNERVILLE-MINDEN |
| Census Block Group | 3 |
| Census Block | 3037 |
| Census Tract | 2300 |
652 Frontage Rd is owner-occupied and held in a trust since March 2020.
Source: Douglas County records, as of October 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 652 FRONTAGE RD, GARDNERVILLE, NV 89410-7816 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 6, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Sep 15, 2021 | Deed of Trust, Mortgage · Line of Credit AMERICAS CHRISTIAN CU |
| Mar 11, 2020 | Quit Claim Deed, Transfer AMROCK INC |
| Mar 11, 2020 | Quit Claim Deed, Transfer · VA Mortgage QUICKEN LNS |
| Jun 25, 2019 | Quit Claim Deed, Transfer AMROCK INC |
| Jun 24, 2019 | Quit Claim Deed, Mortgage · VA Mortgage QUICKEN LNS |
| Oct 9, 2018 | Quit Claim Deed, Transfer AMROCK INC |
| Oct 8, 2018 | Quit Claim Deed, Mortgage · VA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 11, 2020 |
| Deed Sale | Mar 11, 2020 |
| Prior Sale | Jun 24, 2019 |
| Deed Document Number | 2020943332 |
| Prior Transfer Date | Mar 2, 2020 |
| Prior Transfer Doc | 0000943332 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NV |
| Property Address | 652 FRONTAGE RD, GARDNERVILLE, NV 89410-7816 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL AGENCY SLN |
| Name | Verified Name |
|---|
| Document Number | 0000084743 |
|---|---|
| Date | May 6, 2022 |
| Instrument | 2022-984743 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NV |
| Property Address | 652 FRONTAGE RD, GARDNERVILLE, NV 89410-7816 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2021 |
| Title Company | FNTG-CTC TITLE GROUP, FNTG CTC TITLE GROUP |
| Name | Verified Name |
|---|---|
| Address | 652 FRONTAGE RD, GARDNERVILLE, NV 89410-7816 |
| Document Number | 0000074019 |
|---|---|
| Date | Sep 15, 2021 |
| Instrument | 2021-974019 |
| Name | AMERICAS CHRISTIAN CU |
|---|---|
| Type | Credit Union |
| Address | GLENDORA, CA 91740 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 14, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DOUGLAS NV |
| Recording Date | Mar 11, 2020 |
| Property Address | 652 FRONTAGE RD, GARDNERVILLE, NV 89410-7816 |
| Document Number | 0000943334 |
| Instrument Date | Mar 2, 2020 |
| Instrument | 943334 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2020 |
| Title Company | AMROCK INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 652 FRONTAGE RD GARDNERVILLE NV 894107816, GARDNERVILLE, NV 89410-7816 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DOUGLAS NV |
| Recording Date | Mar 11, 2020 |
| Property Address | 652 FRONTAGE RD, GARDNERVILLE, NV 89410-7816 |
| Document Number | 0000943332 |
| Instrument Date | Mar 2, 2020 |
| Instrument | 943332 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2020 |
| Title Company | AMROCK INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 652 FRONTAGE RD GARDNERVILLE NV 894107816, GARDNERVILLE, NV 89410-7816 |
| Document Number | 943333 |
|---|---|
| Date | Mar 11, 2020 |
| Instrument | 943333 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 10, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DOUGLAS NV |
| Recording Date | Jun 25, 2019 |
| Property Address | 652 FRONTAGE RD, GARDNERVILLE, NV 89410-7816 |
| Document Number | 0000930899 |
| Instrument Date | Jun 13, 2019 |
| Instrument | 930899 |
| Transaction Type | Transfer |
| Record Updated | Jul 9, 2019 |
| Title Company | AMROCK INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 652 FRONTAGE RD GARDNERVILLE NV 894107816, GARDNERVILLE, NV 89410-7816 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DOUGLAS NV |
| Recording Date | Jun 24, 2019 |
| Property Address | 652 FRONTAGE RD, GARDNERVILLE, NV 89410-7816 |
| Document Number | 0000930861 |
| Instrument Date | Jun 13, 2019 |
| Instrument | 930861 |
| Transaction Type | Mortgage |
| Record Updated | Jul 9, 2019 |
| Title Company | AMROCK INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 652 FRONTAGE RD GARDNERVILLE NV 894107816, GARDNERVILLE, NV 89410-7816 |
| Document Number | 930862 |
|---|---|
| Date | Jun 24, 2019 |
| Instrument | 930862 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 23, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DOUGLAS NV |
| Recording Date | Oct 9, 2018 |
| Property Address | 652 FRONTAGE RD, GARDNERVILLE, NV 89410-7816 |
| Document Number | 0000920593 |
| Instrument Date | Oct 1, 2018 |
| Instrument | 920593 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2018 |
| Title Company | AMROCK INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 652 FRONTAGE RD GARDNERVILLE NV 894107816, GARDNERVILLE, NV 89410-7816 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DOUGLAS NV |
| Recording Date | Oct 8, 2018 |
| Property Address | 652 FRONTAGE RD, GARDNERVILLE, NV 89410-7816 |
| Document Number | 0000920567 |
| Instrument Date | Oct 1, 2018 |
| Instrument | 920567 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2018 |
| Title Company | AMROCK INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 652 FRONTAGE RD GARDNERVILLE NV 894107816, GARDNERVILLE, NV 89410-7816 |
| Document Number | 920568 |
|---|---|
| Date | Oct 8, 2018 |
| Instrument | 920568 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 7, 2048 |
The 2026 property tax bill for 652 Frontage Rd was $3,913, up 3% from the year before.
Source: Douglas County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Douglas County |
| Unified School District | Douglas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,913.00 (+3%) | $142,139 (-1.93%) Land $35,000 Building $107,139 | |
| 2025 | $3,799.00 | $144,942 Land $35,000 Building $109,942 | $414,120 Land $100,000 Building $314,120 |
| 2023 | $3,581.00 | $139,246 Land $35,000 Building $104,246 | $397,846 Land $100,000 Building $297,846 |
| 2021 | $336,057 Land $70,000 Building $266,057 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 652 Frontage Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 30 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 19 (1995–2025) |
| Claims Outside the SFHA | 3 of 19 |
| Most Recent Claim | Sep 2025 · alluvial fan flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 652 Frontage Rd is high, ranking above 71% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 44% of Nevada |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
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