Mesa County property record for 656 Ellen Dr, Grand Junction, CO 81507
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,880 sqft · built 2022 |
| Lot Size | 1.08 acres (47,045 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,516,564 (Oct 2023) |
| Tax Bill | $6,851 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Feb 2024 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2947-162-19-009 |
| Primary APN | 2947-162-19-009 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,880 sqft Living Area |
| Gross Area | 5,445 sqft |
| 1st Floor Area | 3,880 sqft |
| Flooring | Carpet |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 47,045 sqft (1.08 acres) |
| Garage Type | Attached |
| Garage Area | 1,566 sqft |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | R103456 |
|---|---|
| Street Address | 656 ELLEN DR |
| City | GRAND JUNCTION |
| State | CO |
| Zip | 81507-8812 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 9 SOARING EAGLE SUBDIVISION FILING ONE LOCATED IN SEC 16 11S 101W 6TH PM & SEC 34 & 35 1N 2W UM RECD 7/16/2021 R-2990670 MESA CO RECDS - 1.08 AC |
| Legal Subdivision | SOARING EAGLE SUBDIVISION FILING ONE |
| Legal Lot Number | 9 |
| Jurisdiction | MESA CO |
| Township / Civil Division | GRAND JUNCTION |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 1402 |
Source: Mesa County records, as of April 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 656 ELLEN DR, GRAND JUNCTION, CO 81507-8812 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 15, 2025 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 22, 2024 | Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF COLORADO |
| Oct 2, 2023 | Special Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP |
| Jul 29, 2021 | Special Warranty Deed, Transfer LAND TITLE GUARANTEE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 2023 · Amount on Record |
| Deed Sale | Oct 2, 2023 · Amount on Record |
| Deed Document Number | 20233075697 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MESA CO |
| Property Address | 656 ELLEN DR, GRAND JUNCTION, CO 81507-8812 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2025 |
| Title Company | ABSTRACT AND TITLE COMPANY, ABSTRACT & TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 656 ELLEN DR, GRAND JUNCTION, CO 81507-8812 |
| Document Number | 0003139999 |
|---|---|
| Date | Oct 15, 2025 |
| Instrument | 3139999 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MESA CO |
| Property Address | 656 ELLEN DR, GRAND JUNCTION, CO 81507-8812 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0003086083 |
|---|---|
| Date | Feb 22, 2024 |
| Instrument | 3086083 |
| Name | CREDIT UNION OF COLORADO |
|---|---|
| Type | Credit Union |
| Address | DENVER, CO 80238 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 21, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MESA CO |
| Recording Date | Oct 2, 2023 |
| Property Address | 656 ELLEN DR, GRAND JUNCTION, CO 81507-8812 |
| Document Number | 0003075697 |
| Map Reference | DOC 3026301 |
| Instrument Date | Sep 28, 2023 |
| Instrument | 3075697 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2025 |
| Title Company | HERITAGE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $151.65 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 656 ELLEN DR, GRAND JUNCTION, CO 81507-8812 |
| Document Number | 0003075698 |
|---|---|
| Date | Oct 2, 2023 |
| Instrument | 3075698 |
| Name | HOMESTAR FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 12.2% |
| Index | SOFR Average 30-Day |
| Max Rate | 12.2% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MESA CO |
| Recording Date | Jul 29, 2021 |
| Property Address | 656 ELLEN DR, GRAND JUNCTION, CO 81507-8812 |
| Document Number | 0002992640 |
| Instrument Date | Jul 12, 2021 |
| Instrument | 2992640 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2023 |
| Title Company | LAND TITLE GUARANTEE |
| Amount | Amount Recorded |
|---|---|
| Tax | $14.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2376 K RD, GRAND JUNCTION, CO 81505-9346 |
| Name | Verified Name |
|---|---|
| Address | 915 24 1 2 RD, GRAND JUNCTION, CO 81507 |
Source: Mesa County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Mesa County |
| Unified School District | Mesa County Valley School District 51 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,851.00 (+24.13%) | $94,590 (+21.67%) Land $18,750 Building $75,840 | $1,513,370 (+30.43%) Land $300,000 Building $1,213,370 |
| 2024 | $5,519.00 (+133.96%) | $77,740 (+132.75%) Land $17,270 Building $60,470 | |
| 2023 | $2,359.00 (-4.92%) | $33,400 (-3.38%) Land $16,290 Building $17,110 | $1,160,260 (+873.29%) Land $257,780 Building $902,480 |
| 2022 | $2,481.00 | $34,570 Land $34,570 | |
| 2021 | $119,210 Land $119,210 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 84% of Colorado |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UTE WCD serves 92,580 people · EPA ID CO0139791 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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