Mesa County property record for 654 Ellen Dr, Grand Junction, CO 81507
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.25 ba · 2,792 sqft · built 2022 |
| Lot Size | 1.09 acres (47,480 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,201 (2025) |
| Deeds & Mortgages | Apr 2023 Mortgage Feb 2022 Construction Loan + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2947-162-19-008 |
| Primary APN | 2947-162-19-008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.25 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,792 sqft Living Area |
| Gross Area | 3,749 sqft |
| 1st Floor Area | 2,792 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 47,480 sqft (1.09 acres) |
| Garage Type | Attached |
| Garage Area | 957 sqft |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | R103455 |
|---|---|
| Street Address | 654 ELLEN DR |
| City | GRAND JUNCTION |
| State | CO |
| Zip | 81507-8812 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8 SOARING EAGLE SUBDIVISION FILING ONE LOCATED IN SEC 16 11S 101W 6TH PM & SEC 34 & 35 1N 2W UM RECD 7/16/2021 R-2990670 MESA CO RECDS - 1.09 AC |
| Legal Subdivision | SOARING EAGLE SUBDIVISION FILING ONE |
| Legal Lot Number | 8 |
| Jurisdiction | MESA CO |
| Township / Civil Division | GRAND JUNCTION |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 1402 |
Source: Mesa County records, as of April 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 654 ELLEN DR, GRAND JUNCTION, CO 81507-8812 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 24, 2023 | Deed of Trust, Mortgage HOME LOAN STATE BANK |
| Feb 15, 2022 | Deed of Trust, Mortgage · Construction Mortgage HOME LOAN STATE BANK |
| Apr 24, 2023 | Deed of Trust, Mortgage · Line of Credit HOME LOAN STATE BANK |
| Jul 10, 2025 | Deed of Trust, Mortgage · Non-Conforming Investor Loan HOME LOAN STATE BANK |
| Jul 29, 2021 | Special Warranty Deed, Transfer LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MESA CO |
| Property Address | 654 ELLEN DR, GRAND JUNCTION, CO 81507-8812 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 654 ELLEN DR, GRAND JUNCTION, CO 81507-8812 |
| Document Number | 0003061834 |
|---|---|
| Date | Apr 24, 2023 |
| Instrument | 3061834 |
| Name | HOME LOAN STATE BANK |
|---|---|
| Type | Bank |
| Address | GRAND JUNCTION, CO 81501 |
| Amount | Amount Recorded |
|---|---|
| Term | 30 Months |
| Due | Oct 24, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MESA CO |
| Property Address | 654 ELLEN DR, GRAND JUNCTION, CO 81507-8812 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 387 ROSEMARY WAY, GRAND JUNCTION, CO 81501-4452 |
| Document Number | 0003019983 |
|---|---|
| Date | Feb 15, 2022 |
| Instrument | 3019983 |
| Name | HOME LOAN STATE BANK |
|---|---|
| Type | Bank |
| Address | GRAND JUNCTION, CO 81501 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 132 Months |
| Due | Feb 15, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MESA CO |
| Property Address | 654 ELLEN DR, GRAND JUNCTION, CO 81507-8812 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 654 ELLEN DR, GRAND JUNCTION, CO 81507-8812 |
| Document Number | 0003061844 |
|---|---|
| Date | Apr 24, 2023 |
| Instrument | 3061844 |
| Name | HOME LOAN STATE BANK |
|---|---|
| Type | Bank |
| Address | GRAND JUNCTION, CO 81501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Apr 24, 2024 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MESA CO |
| Property Address | 654 ELLEN DR, GRAND JUNCTION, CO 81507-8812 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 654 ELLEN DR, GRAND JUNCTION, CO 81507-8812 |
| Document Number | 0003131060 |
|---|---|
| Date | Jul 10, 2025 |
| Instrument | 3131060 |
| Name | HOME LOAN STATE BANK |
|---|---|
| Type | Bank |
| Address | GRAND JUNCTION, CO 81501 |
| Type | Non-Conforming Investor Loan |
|---|---|
| Amount | Amount Recorded |
| Term | 3 Months |
| Due | Oct 9, 2025 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MESA CO |
| Recording Date | Jul 29, 2021 |
| Property Address | 654 ELLEN DR, GRAND JUNCTION, CO 81507-8812 |
| Document Number | 0002992632 |
| Instrument Date | Jul 28, 2021 |
| Instrument | 2992632 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $18.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 387 ROSEMARY WAY, GRAND JUNCTION, CO 81501-4452 |
Source: Mesa County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Mesa County |
| Unified School District | Mesa County Valley School District 51 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,201.00 (+23.01%) | $71,800 (+20.55%) Land $18,750 Building $53,050 | $1,148,750 (+29.24%) Land $300,000 Building $848,750 |
| 2024 | $4,228.00 (+0.48%) | $59,560 (-) Land $17,040 Building $42,520 | |
| 2023 | $4,208.00 (+69.61%) | $59,560 (+72.29%) Land $17,040 Building $42,520 | $888,860 (+645.63%) Land $254,270 Building $634,590 |
| 2022 | $2,481.00 | $34,570 Land $34,570 | |
| 2021 | $119,210 Land $119,210 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 83% of Colorado |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UTE WCD serves 92,580 people · EPA ID CO0139791 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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