656 E Saint Clair St, Indianapolis, IN 46202 Property Records

Marion County property record for 656 E Saint Clair St, Indianapolis, IN 46202

Property Summary

Property Type	Single Family Home
Details	2 bd · 914 sqft · built 2000
Lot Size	0.073 acres (3,223 sqft)
Owner	Individual Name on File
Tax Bill	$4,535 (2023)
Deeds & Mortgages	Apr 2025 Transfer May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`49-11-01-246-038.000-101`

Property Details

APN / Parcel Number

Primary APN	`49-11-01-246-038.000-101`
Alternative APN	`1095071`

Interior

Bedrooms	2 Beds
Total Rooms	6 Rooms
Stories	1 Story
Building Area	914 sqft Living Area
Gross Area	1,143 sqft
1st Floor Area	914 sqft
Basement Area	229 sqft

Exterior

Year Built	Built 2000
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	3,223 sqft (0.073 acres)
Lot Dimensions	60 ft deep x 54 ft wide
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1095071
Old Parcel Number	1095071
Street Address	656 E SAINT CLAIR ST
City	INDIANAPOLIS
State	IN
Zip	46202-3441
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	YOUNGS SUB S1/2 L7 & L8 OL181
Legal Range	03
Legal Township	15
Legal Section	01
Legal Subdivision	YOUNGS SUB OL181
Legal Lot Number	7
Jurisdiction	MARION IN
Township / Civil Division	CENTER
Census Block Group	1
Census Block	1029
Census Tract	354202

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Massachusetts Avenue Commercial District ( Boundary Increase and Decrease) listed 2019 · 10 contributing resources · NRIS 82000064

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

656 E Saint Clair St is owned and occupied by an individual who acquired it in July 2018.

Source: Marion County records, as of May 10, 2024

Owner of Record	Individual Name on File
Mailing Address	656 E SAINT CLAIR ST, INDIANAPOLIS, IN 46202-3441
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2025	Transfer on Death Deed, Transfer
May 29, 2020	Deed of Trust, Mortgage CALIBER HM LOANS
Jul 20, 2018	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2018
Deed Sale	Jul 20, 2018
Prior Sale	Jun 1, 2006
Deed Document Number	0000071866
Record Updated	Sep 20, 2026

April 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MARION IN
Recording Date	Apr 10, 2025
Property Address	656 E SAINT CLAIR ST, INDIANAPOLIS, IN 46202-3441
Document Number	0000028884
Instrument Date	Apr 7, 2025
Instrument	A202500028884
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	656 E SAINT CLAIR ST, INDIANAPOLIS, IN 46202-3441

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1736 ALVORD ST, INDIANAPOLIS, IN 46202-1808

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	656 E SAINT CLAIR ST, INDIANAPOLIS, IN 46202-3441
Document Number	0000054516
Instrument Date	May 29, 2020
Transaction Type	Mortgage
Record Updated	Jun 15, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 E SAINT CLAIR ST INDIANAPOLIS IN 462023441, INDIANAPOLIS, IN 46202-3441

Mortgage

Document Number	0000054516
Date	Jun 1, 2020
Instrument	54516

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 31, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	Jul 20, 2018
Property Address	656 E SAINT CLAIR ST, INDIANAPOLIS, IN 46202-3441
Document Number	0000071866
Map Reference	PB 1 PG 41 & 42
Instrument Date	Jul 11, 2018
Instrument	A201800071866
Transaction Type	Transfer
Record Updated	Aug 8, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 E SAINT CLAIR ST, INDIANAPOLIS, IN 46202-3441

Mortgage

Document Number	0000071867
Date	Jul 20, 2018
Instrument	A201800071867

Lender

Name	CALIBER HOME LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Indiana
County	Marion County
County Subdivision	Center Township
Consolidated City	Indianapolis City
Unified School District	Indianapolis Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,535.00 (+1.25%) Homeowner's exemption	$364,300 (+2.33%) Land $80,300 Building $284,000	$364,300 (+2.33%) Land $80,300 Building $284,000
2022	$4,479.00 (+6.97%) Homeowner's exemption	$356,000 Land $50,300 Building $305,700	$356,000 Land $50,300 Building $305,700
2021	$4,187.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 656 E Saint Clair St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 656 E Saint Clair St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 873 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xiber Fixed Wireless	2,400 / 2,400
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
On-Ramp Indiana Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Haywire, Xfinity.

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