648 E Saint Clair St, Indianapolis, IN 46202 Property Records

Marion County property record for 648 E Saint Clair St, Indianapolis, IN 46202

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,280 sqft · built 1990
Lot Size	0.046 acres (2,047 sqft)
Owner	Individual Name on File
Last Sale	$561,500 (Dec 2025)
Tax Bill	$6,777 (2024)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`49-11-01-246-045.000-101`

Property Details

APN / Parcel Number

Primary APN	`49-11-01-246-045.000-101`
Alternative APN	`1101536`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,280 sqft Living Area
1st Floor Area	1,140 sqft
2nd Floor Area	1,140 sqft
Upper Floors Area	1,140 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2010
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	2,047 sqft (0.046 acres)
Lot Dimensions	60 ft deep x 34 ft wide
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Old Parcel Number	1101536
Street Address	648 E SAINT CLAIR ST
City	INDIANAPOLIS
State	IN
Zip	46202-3441
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	YOUNGS SUB OL181 PT L10 & L11 SE COR L10 P.O.B. N60.42' W34.33' S60.42' E 34.33' TO BEG
Legal Range	03
Legal Township	15
Legal Section	01
Legal Subdivision	YOUNGS SUB OL181
Legal Lot Number	10 7
Jurisdiction	MARION IN
Township / Civil Division	CENTER
Census Block Group	1
Census Block	1029
Census Tract	354202

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Massachusetts Avenue Commercial District ( Boundary Increase and Decrease) listed 2019 · 10 contributing resources · NRIS 82000064

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Marion County assessment roll, as of July 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	648 E SAINT CLAIR ST, INDIANAPOLIS, IN 46202-3441
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2025	Warranty Deed, Transfer · Conventional Mortgage INDIANA MEMBERS CU
Dec 31, 2025	Warranty Deed, Transfer · Conventional Mortgage INDIANA MEMBERS CU
Dec 12, 2024	Intrafamily Transfer, Transfer
Sep 13, 2021	Warranty Deed, Transfer · Conventional Mortgage PROPER RATE LLC
Jan 23, 2018	Deed, Transfer · Conventional Mortgage TUCKER MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 31, 2025 · Amount on Record
Deed Sale	Dec 31, 2025 · Amount on Record
Prior Sale	Dec 12, 2024
Deed Document Number	A202500111583
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	Dec 31, 2025
Property Address	648 E SAINT CLAIR ST, INDIANAPOLIS, IN 46202-3441
Document Number	0000111583
Map Reference	PB 01 PG 41
Instrument Date	Dec 19, 2025
Instrument	A202500111583
Transaction Type	Transfer
Record Updated	Mar 4, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	648 E SAINT CLAIR ST, INDIANAPOLIS, IN 46202-3441

Mortgage

Document Number	0000111584
Date	Dec 31, 2025
Instrument	A202500111584

Lender

Name	INDIANA MEMBERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	Dec 31, 2025
Property Address	648 E SAINT CLAIR ST, INDIANAPOLIS, IN 46202-3441
Document Number	0000111583
Map Reference	PB 01 PG 41
Instrument Date	Dec 19, 2025
Instrument	A202500111583
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	648 E SAINT CLAIR ST, INDIANAPOLIS, IN 46202-3441

Mortgage

Document Number	0000111584
Date	Dec 31, 2025
Instrument	A202500111584

Lender

Name	INDIANA MEMBERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

December 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARION IN
Recording Date	Dec 12, 2024
Property Address	648 E SAINT CLAIR ST, INDIANAPOLIS, IN 46202-3441
Document Number	0000101645
Map Reference	PB 1 PG 41
Instrument Date	Dec 11, 2024
Instrument	A202400101645
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	648 E SAINT CLAIR ST, INDIANAPOLIS, IN 46202-3441

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	Sep 13, 2021
Property Address	648 E SAINT CLAIR ST, INDIANAPOLIS, IN 46202-3441
Document Number	0000121523
Map Reference	PB 1 PG 41
Instrument Date	Aug 21, 2021
Instrument	A202100121523
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	648 E SAINT CLAIR ST, INDIANAPOLIS, IN 46202-3441

Mortgage

Document Number	0000121524
Date	Sep 13, 2021
Instrument	A202100121524

Lender

Name	PROPER RATE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	2.25%

January 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MARION IN
Recording Date	Jan 23, 2018
Property Address	648 E SAINT CLAIR ST, INDIANAPOLIS, IN 46202-3441
Document Number	0000007393
Map Reference	PB 1 PG 41
Instrument Date	Jan 19, 2018
Instrument	A201800007393
Transaction Type	Transfer
Record Updated	Aug 8, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	719 BEXLEY RD, WEST LAFAYETTE, IN 47906-2307

Mortgage

Document Number	0000007394
Date	Jan 23, 2018
Instrument	A201800007394

Lender

Name	TUCKER MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Indiana
County	Marion County
County Subdivision	Center Township
Consolidated City	Indianapolis City
Unified School District	Indianapolis Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$6,777.00 (+6.14%) Homeowner's exemption	$558,700 (+5.26%) Land $59,500 Building $499,200	$558,700 (+5.26%) Land $59,500 Building $499,200
2023	$6,385.00 (-4.26%) Homeowner's exemption	$530,800 (-3.42%) Land $59,500 Building $471,300	$530,800 (-3.42%) Land $59,500 Building $471,300
2022	$6,669.00 (+7.3%) Homeowner's exemption	$549,600 Land $37,300 Building $512,300	$549,600 Land $37,300 Building $512,300
2021	$6,215.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 873 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xiber Fixed Wireless	2,400 / 2,400
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
On-Ramp Indiana Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Haywire, Xfinity.

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