656 E Cougar Dr, Meridian, ID 83646 Property Records

Ada County property record for 656 E Cougar Dr, Meridian, ID 83646

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,352 sqft · built 1996
Lot Size	0.252 acres (10,977 sqft)
Owner	Individual Name on Record
Last Sale	$251,300 (Sep 2019)
Tax Bill	$1,227 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Sep 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R2904330430`

Property Details

APN / Parcel Number

Primary APN	`R2904330430`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,352 sqft Living Area
Gross Area	1,952 sqft
1st Floor Area	1,352 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	10,977 sqft (0.252 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	84 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	656 E COUGAR DR
City	MERIDIAN
State	ID
Zip	83646-4419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	LOT 14 BLK 11 FOTHERGILL POINTE SUB #2
Legal Range	01E
Legal Township	03N
Legal Section	06
Legal Subdivision	FOTHERGILL POINTE SUB NO 02
Legal Block	11
Legal Lot Number	14
Jurisdiction	ADA ID
Township / Civil Division	BOISE CITY
Census Block Group	3
Census Block	3018
Census Tract	10367

Owner

Source: Ada County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	656 E COUGAR DR, MERIDIAN, ID 83646-4419
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Sep 24, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Feb 28, 2018	Quit Claim Deed, Transfer TITLEONE BOISE
Jan 27, 2017	Quit Claim Deed, Mortgage · Line of Credit IDAHO CTRL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2019 · Amount on Record
Deed Sale	Sep 24, 2019 · Amount on Record
Prior Sale	Feb 28, 2018 · Amount on Record
Deed Document Number	201990921
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	656 E COUGAR DR, MERIDIAN, ID 83646-4419
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000102367
Date	Jul 7, 2021
Instrument	2021-102367

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADA ID
Recording Date	Sep 24, 2019
Property Address	656 E COUGAR DR, MERIDIAN, ID 83646-4419
Document Number	0000090921
Map Reference	MB 69 PG 7059&7060
Instrument Date	Sep 19, 2019
Instrument	2019-090921
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 E COUGAR DR, MERIDIAN, ID 83646-4419

Mortgage

Document Number	0000090922
Date	Sep 24, 2019
Instrument	2019-090922

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2039

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADA ID
Recording Date	Feb 28, 2018
Property Address	656 E COUGAR DR, MERIDIAN, ID 83646-4419
Document Number	0000018148
Instrument Date	Feb 23, 2018
Instrument	18148
Transaction Type	Transfer
Record Updated	Mar 7, 2018
Title Company	TITLEONE BOISE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 E COUGAR DR MERIDIAN ID 836464419, MERIDIAN, ID 83646-4419

January 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	ADA ID
Recording Date	Jan 27, 2017
Property Address	656 E COUGAR DR, MERIDIAN, ID 83646-4419
Document Number	0000008204
Instrument Date	Jan 23, 2017
Instrument	8204
Transaction Type	Mortgage
Record Updated	Feb 16, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 E COUGAR DR MERIDIAN ID 836464419, MERIDIAN, ID 83646-4419

Mortgage

Document Number	8205
Date	Jan 27, 2017
Instrument	8205

Lender

Name	IDAHO CTRL CU
Type	Credit Union
Address	CHUBBUCK, ID 83202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 26, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ada County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Meridian City
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$402,600 (+1.31%)	$402,600 (+1.31%)
2025	$1,227.00 (-3.39%) Homeowner's exemption	$397,400 (+11.07%)	$397,400 (+11.07%)
2024	$1,270.00 (-22.42%)
2023		$357,800 Land $178,500 Building $179,300	$357,800 Land $178,500 Building $179,300
2022	$1,637.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDIAN WATER DEPT private · serves 152,070 people · EPA ID ID4010097
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 624 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fatbeam Fiber	5,000 / 5,000
Anthem Broadband Fixed Wireless	1,000 / 1,000
Sparklight Cable	1,000 / 50
CenturyLink DSL	140 / 20

May also be available: Verizon.

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