653 Central St, Hudson, NC 28638 Property Records

Caldwell County property record for 653 Central St, Hudson, NC 28638

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,856 sqft · built 1972
Lot Size	0.645 acres (28,105 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Oct 2020)
Tax Bill	$1,860 (2026)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03 29 1 5`

Property Details

APN / Parcel Number

Primary APN	`03 29 1 5`
Alternative APN	`169935`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,856 sqft Heated Area
Gross Area	2,712 sqft
1st Floor Area	1,856 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1995
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	28,105 sqft (0.645 acres)
Lot Dimensions	77 ft deep x 365 ft wide
Garage Type	Finished
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	168 sqft
Deck Area	112 sqft
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	169935
Street Address	653 CENTRAL ST
City	HUDSON
State	NC
Zip	28638-2713
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 2002 PG 1776 YR 20 ST 330.00
Jurisdiction	CALDWELL NC
Township / Civil Division	HUDSON
Census Block Group	3
Census Block	3001
Census Tract	30700

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	653 CENTRAL ST, HUDSON, NC 28638-2713
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2020 · Amount on Record
Deed Sale	Oct 29, 2020 · Amount on Record
Prior Sale	Dec 1, 2009 · Amount on Record
Deed Document Number	202010049908
Deed Book / Page	2002 / 1776
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Oct 29, 2020
Property Address	653 CENTRAL ST, HUDSON, NC 28638-2713
Document Number	0010049908
Book / Page	002002 / 001776
Instrument Date	Oct 29, 2020
Instrument	10049908
Transaction Type	Transfer
Record Updated	Nov 16, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	653 CENTRAL ST THURMOND NC 28683, THURMOND, NC 28683

Mortgage

Document Number	10049909
Date	Oct 29, 2020
Book Page	002002/001780
Instrument	10049909

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 28, 2040

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Hudson Town
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,860.00 (-20.78%)	$298,800 (-) Land $20,400 Building $278,400
2025	$2,348.00 (+94.05%)	$298,800 (+95.42%) Land $20,400 Building $278,400	$298,800 (+95.42%) Land $20,400 Building $278,400
2024	$1,210.00 (+2.02%)
2023		$152,900 (-) Land $20,400 Building $132,500	$152,900 (-) Land $20,400 Building $132,500
2022	$1,186.00	$152,900 Land $20,400 Building $132,500	$152,900 Land $20,400 Building $132,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LENOIR serves 26,388 people · EPA ID NC0114010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ripple Fiber.

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