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656 Central Ave, Brunswick, MD 21716 Property Records

Frederick County property record for 656 Central Ave, Brunswick, MD 21716 · Last verified February 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms5 Baths
Year BuiltBuilt 2021
Square Footage4,138 sqft Total Area
Lot Size9,795 sqft (0.224 acres)
GarageAttached, 504 sqft
OccupancyOwner Occupied
Last Sale$899,999 (2023)
Tax Bill$14,505.00 (2025)

Property Details

APN / Parcel Number

Primary APN25-599734
Alternative APN
  • 599734

Interior

Full Baths5 Baths
Partial Baths1 Partial Baths
Building Area4,138 sqft Total Area
Basement Area1,528 sqft Basement
Finished Basement1,528 sqft Finished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2021
Exterior MaterialSiding Exterior
Roof MaterialComposition Shingle Roof
Lot Area9,795 sqft (0.224 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area504 sqft Garage
Deck Area200 sqft Deck
Patio Area200 sqft Patio

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air Heating
SewageSewage Connected

Location & Zoning

Account Number599734
Street Address656 CENTRAL AVE
CityBRUNSWICK
StateMD
Zip21716-1059
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 1 BLK PP 9,795 SQ FT BRUNSWICK CROSSING
Legal BlockPP
Legal Lot Number1
JurisdictionFREDERICK MD
Minor Civil Division25, BRUNSWICK
Census Blockgroup6
Census Block6010
Census Tract775302

Owner

Source: Frederick County records · APN 25-599734

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address656 CENTRAL AVE, BRUNSWICK, MD 21716-1059
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 10, 2023Deed, Subdivision Related Transfer · Conventional Mortgage
UNITED NATIONS FCU
Apr 10, 2023Deed, Subdivision Related Transfer
STEWART TITLE, STEWART TITLE GUARANTY CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 10, 2023 · Amount on Record
Deed SaleApr 10, 2023 · Amount on Record
Prior SaleDec 08, 2020 · Amount on Record
Deed Doc Number0016394133
Deed Book / Page16394 / 133
Record RefreshedJun 08, 2026

April 2023: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateApr 10, 2023
Property Address656 CENTRAL AVE, BRUNSWICK, MD 21716-1059
Document Number0163940133
Book / Page16394 / 133
Map ReferenceMB 103 FO 80
Instrument DateApr 04, 2023
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 18, 2023
Title CompanySTEWART TITLE GUARANTY CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,500.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address656 CENTRAL AVE, BRUNSWICK, MD 21716-1059

Mortgage

Document Number0016394142
DateApr 10, 2023
Instrument16394/142
Lender
NameUNITED NATIONS FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2053
Interest
Rate TypeAdjustable Rate
Rate4.87%
Type Change DateMay 01, 2029
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change9.87%
Index52-Week T-Bill (1-Year)
Max Rate9.87%

April 2023: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateApr 10, 2023
Property Address656 CENTRAL AVE, BRUNSWICK, MD 21716-1059
Document Number0163940133
Book / Page16394 / 133
Map ReferenceMB 103 FO 80
Instrument DateApr 04, 2023
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 29, 2026
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

AmountAmount Recorded
Tax$4,500.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address656 CENTRAL AVE, BRUNSWICK, MD 21716-1059

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityBrunswick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$14,505.00 (+13.86%) Homeowner's exemption$773,967 (+12.01%)$854,300 (+16.42%) Land $153,700 Building $700,600
2023$12,739.00$691,000$733,800 Land $91,800 Building $642,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 6% of the US · above 13% of Maryland
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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