653 Central Ave, Brunswick, MD 21716 Property Records

Frederick County property record for 653 Central Ave, Brunswick, MD 21716

Property Summary

Property Type	Single Family Home
Details	5 ba · 3,422 sqft · built 2020
Lot Size	0.198 acres (8,663 sqft)
Owner	Individual Name on File
Last Sale	$600,000 (Jun 2021)
Tax Bill	$10,249 (2023)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-599732`

Property Details

APN / Parcel Number

Primary APN	`25-599732`
Alternative APN	`599732`

Interior

Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,422 sqft Total Area
Basement Area	720 sqft
Finished Basement	720 sqft

Exterior

Year Built	Built 2020
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,663 sqft (0.198 acres)
Garage Type	Attached
Garage Area	649 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	42 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	599732
Street Address	653 CENTRAL AVE
City	BRUNSWICK
State	MD
Zip	21716-1027
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 162 BLK FF 8,663 SQ FT BRUNSWICK CROSSING
Legal Block	FF
Legal Lot Number	162
Jurisdiction	FREDERICK MD
Township / Civil Division	25, BRUNSWICK
Census Block Group	6
Census Block	6010
Census Tract	775302

Owner

653 Central Ave is owned and occupied by an individual who bought it in June 2021.

Source: Frederick County records, as of September 25, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	653 CENTRAL AVE, BRUNSWICK, MD 21716-1027
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2021 · Amount on File
Deed Sale	Jun 1, 2021 · Amount on File
Prior Sale	Dec 1, 2020 · Amount on File
Deed Document Number	0014943211
Deed Book / Page	14943 / 211
Record Updated	Jun 7, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 1, 2021
Property Address	653 CENTRAL AVE, BRUNSWICK, MD 21716-1027
Document Number	0149430211
Book / Page	14943 / 211
Map Reference	MB 103 PL 80
Instrument Date	May 14, 2021
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	EXCALIBUR TITLE AGENCY LLC, EXCALIBUR T&E LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	653 CENTRAL AVE, BRUNSWICK, MD 21716-1027

Mortgage

Document Number	14943217
Date	Jun 1, 2021
Instrument	14943/217

Lender

Name	ATLANTIC COAST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Brunswick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$10,249.00	$533,567	$563,000 Land $91,300 Building $471,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 653 Central Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 653 Central Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880