Macon County property record for 656 Big Bearpen Rd, Highlands, NC 28741
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 1,937 sqft · built 1991 |
| Lot Size | 0.76 acres (33,106 sqft) |
| Owner | Company Name on Record |
| Last Sale | $300,000 (Aug 2013) |
| Tax Bill | $3,513 (2025) |
| Deeds & Mortgages | Feb 2023 Sale Dec 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7540741461 |
| Primary APN | 7540741461 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,937 sqft Heated Area |
| 1st Floor Area | 1,337 sqft |
| Upper Floors Area | 600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 33,106 sqft (0.76 acres) |
| Terrain | Rolling |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Porch | Slab |
| Porch Area | 224 sqft |
| Deck Area | 120 sqft |
| Patio Area | 218 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 154465 |
|---|---|
| Street Address | 656 BIG BEARPEN RD |
| City | HIGHLANDS |
| State | NC |
| Zip | 28741-8475 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HR1 |
| Legal Description | LOT 94 BIG BEAR PEN |
| Legal Subdivision | BIG BEAR PEN |
| Legal Lot Number | 94 |
| Jurisdiction | MACON NC |
| Township / Civil Division | HIGHLANDS |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 970502 |
Source: Macon County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 275 S CHURCH ST, ATHENS, GA 30605-1054 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Feb 24, 2023 | Warranty Deed, Transfer |
| Dec 13, 2022 | Deed of Trust, Mortgage · Conventional Mortgage SYNOVUS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 15, 2013 · Amount on Record |
| Deed Sale | Aug 15, 2013 · Amount on Record |
| Deed Document Number | 20135928 |
| Deed Book / Page | 35 / 1707 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACON NC |
| Recording Date | Feb 24, 2023 |
| Property Address | 656 BIG BEARPEN RD, HIGHLANDS, NC 28741-8475 |
| Document Number | 00J42/2089 |
| Book / Page | J-42 / 2089 |
| Instrument Date | Feb 20, 2023 |
| Instrument | 2023001115 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 80568, ATHENS, GA 30608-0568 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Property Address | 656 BIG BEARPEN RD, HIGHLANDS, NC 28741-8475 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00G42/2320 |
|---|---|
| Date | Dec 13, 2022 |
| Book Page | G-42/2320 |
| Instrument | 2022009404 |
| Name | SYNOVUS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35209 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
Source: Macon County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Municipality | Highlands Town |
| Unified School District | Macon County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $867,120 (+2.17%) Land $447,640 Building $419,480 | $867,120 (+2.17%) Land $447,640 Building $419,480 | |
| 2025 | $3,513.00 (+0.34%) | $848,720 (-) Land $447,640 Building $401,080 | $848,720 (-) Land $447,640 Building $401,080 |
| 2023 | $3,501.00 | $848,720 Land $447,640 Building $401,080 | $848,720 Land $447,640 Building $401,080 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 38 policies |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 2 (2013–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF HIGHLANDS serves 6,614 people · EPA ID NC0157015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Hotwire Communications Fiber | 2,500 / 2,500 |
| Vyve Broadband Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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