424 Big Bearpen Rd, Highlands, NC 28741 Property Records

Macon County property record for 424 Big Bearpen Rd, Highlands, NC 28741

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,589 sqft · built 2008
Lot Size	1.3 acres (56,628 sqft)
Owner	Individual Name on Record
Last Sale	$4,900,000 (Jan 2026)
Tax Bill	$9,389 (2025)
Deeds & Mortgages	Jan 2026 Sale May 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7540639214`

Property Details

APN / Parcel Number

Primary APN	`7540639214`
Alternative APNs	`0550312` `49404`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,589 sqft Heated Area
1st Floor Area	2,393 sqft
Upper Floors Area	1,196 sqft
Utility Area	192 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	56,628 sqft (1.3 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	582 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	255 sqft
Patio Area	221 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	49404
Street Address	424 BIG BEARPEN RD
City	HIGHLANDS
State	NC
Zip	28741-8107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HR1
Legal Description	LOT 2
Legal Subdivision	ERIC A LORENZEN PLS
Legal Lot Number	2
Jurisdiction	MACON NC
Township / Civil Division	HIGHLANDS
Census Block Group	1
Census Block	1043
Census Tract	970502

Owner

Source: Macon County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2997 BAKERS MEADOW LN SE, ATLANTA, GA 30339-4802
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2026	Warranty Deed, Transfer
May 1, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Jun 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2026 · Amount on Record
Deed Sale	Jan 23, 2026 · Amount on Record
Prior Sale	May 25, 2006 · Amount on Record
Deed Document Number	2026443
Deed Book / Page	44 / 1740
Prior Transfer Date	Jul 6, 2011
Prior Transfer Doc	00K34/2272
Record Updated	Sep 20, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Jan 23, 2026
Property Address	424 BIG BEARPEN RD, HIGHLANDS, NC 28741-8107
Document Number	00E44/1740
Book / Page	E-44 / 1740
Map Reference	CARD 6400
Instrument Date	Jan 19, 2026
Instrument	2026000443
Transaction Type	Transfer
Record Updated	Feb 4, 2026

Transaction

Amount	Amount Recorded
Tax	$9,800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2997 BAKERS MEADOW LN SE, ATLANTA, GA 30339-4802

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	424 BIG BEARPEN RD, HIGHLANDS, NC 28741-8107
Transaction Type	Mortgage
Record Updated	May 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 BIG BEARPEN RD, HIGHLANDS, NC 28741-8107

Mortgage

Document Number	00M42/1126
Date	May 1, 2023
Book Page	M-42/1126
Instrument	2023002530

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Apr 24, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	424 BIG BEARPEN RD, HIGHLANDS, NC 28741-8107
Transaction Type	Mortgage
Record Updated	Mar 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000Z40/302
Date	Jun 4, 2021
Book Page	Z-40/302
Instrument	2021005452

Lender

Name	FIRST FEDERAL BANK
Type	Bank
Address	ALPHARETTA, GA 30022

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Macon County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Municipality	Highlands Town
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,369,010 (-) Land $580,450 Building $1,788,560	$2,369,010 (-) Land $580,450 Building $1,788,560
2025	$9,389.00 (+0.13%)	$2,369,010 (-) Land $580,450 Building $1,788,560	$2,369,010 (-) Land $580,450 Building $1,788,560
2023	$9,377.00	$2,369,010 Land $580,450 Building $1,788,560	$2,369,010 Land $580,450 Building $1,788,560

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Nearby Flood Policies	38 in force
Nearby Flood Claims	2 (2013–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HIGHLANDS serves 6,614 people · EPA ID NC0157015
Water Source	Surface water
Last State Inspection	May 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2023
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Hotwire Communications Fiber	2,500 / 2,500
Vyve Broadband Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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