Franklin County property record for 656 Arrowhead Ln, Union, MO 63084 · Last verified November 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2006 |
| Square Footage | 1,508 sqft Living Area |
| Lot Size | 13,068 sqft (0.3 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $148,500 (2009) |
| Tax Bill | $2,321.00 (2025) |
| Primary APN | 21-3-06.1-0-005-066.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,508 sqft Living Area |
| Stories | 1 Stories |
| Year Built | Built 2006 |
|---|---|
| Architectural Style | A-Frame Style |
| Construction Type | Frame Construction |
| Lot Area | 13,068 sqft (0.3 acres) |
| Street Address | 656 ARROWHEAD LN |
|---|---|
| City | UNION |
| State | MO |
| Zip | 63084-4557 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT:201 ST ANDREWS PLACE 1 |
| Legal Range | 01E |
| Legal Township | 42 |
| Legal Section | 06 |
| Legal Subdivision | ST ANDREWS PLACE |
| Legal Block | 5 |
| Legal Lot Number | 201 |
| Jurisdiction | FRANKLIN MO |
| Minor Civil Division | UNION |
| Census Blockgroup | 1 |
| Census Block | 1070 |
| Census Tract | 800606 |
Source: Franklin County records · APN 21-3-06.1-0-005-066.000
Assessment roll updated May 31, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 656 ARROWHEAD LN, UNION, MO 63084-4557 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Jul 19, 2022 | Deed of Trust, Mortgage · Conventional Mortgage HERITAGE COMMUNITY BANK |
| Dec 22, 2018 | Loan Modification, Mortgage · Federal Housing Administration (FHA) Mortgage WELLS FARGO BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 16, 2009 · Amount on Record |
| Deed Sale | Apr 16, 2009 · Amount on Record |
| Prior Sale | Dec 01, 2006 |
| Deed Doc Number | 0907699 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 656 ARROWHEAD LN, UNION, MO 63084-4557 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0002211414 |
|---|---|
| Date | Jul 19, 2022 |
| Instrument | 2211414 |
| Name | HERITAGE COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 02, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 656 ARROWHEAD LN, UNION, MO 63084-4557 |
| Document Number | 0000000503 |
| Instrument Date | Dec 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 01, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 656 ARROWHEAD LN UNION MO 630844557, UNION, MO 63084-4557 |
| Document Number | 0000000503 |
|---|---|
| Date | Jan 14, 2019 |
| Instrument | 503 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 13, 2049 |
| Rate | 4.75% |
|---|
Source: Franklin County records · Assessment roll updated May 31, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Municipality | Union City |
| Unified School District | Union R-XI School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,321.00 (+8.46%) | $38,929 (+9.38%) | $204,890 (+9.39%) Land $30,000 Building $174,890 |
| 2023 | $2,140.00 (-7.44%) | $35,589 | $187,310 Land $30,000 Building $157,310 |
| 2022 | $2,312.00 |
656 Arrowhead Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Franklin County (29071C), updated June 4, 2020
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 15th in Missouri |
|---|---|
| Wildfire Likelihood | Low — about 1 in 4,167 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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