651 Arrowhead Ln, Union, MO 63084 Property Records

Franklin County property record for 651 Arrowhead Ln, Union, MO 63084 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,474 sqft · built 2004
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Tax Bill	$2,235 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-3-06.1-0-005-062.000`

Property Details

APN / Parcel Number

Primary APN	`21-3-06.1-0-005-062.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,474 sqft Living Area

Exterior

Year Built	Built 2004
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	13,068 sqft (0.3 acres)

Location & Zoning

Street Address	651 ARROWHEAD LN
City	UNION
State	MO
Zip	63084-4476
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:185 ST ANDREWS PLACE 1
Legal Range	01E
Legal Township	42
Legal Section	06
Legal Subdivision	ST ANDREWS PLACE
Legal Block	5
Legal Lot Number	185
Jurisdiction	FRANKLIN MO
Township / Civil Division	UNION
Census Block Group	1
Census Block	1064
Census Tract	800606

Owner

Source: Franklin County records · APN 21-3-06.1-0-005-062.000

Assessment roll updated May 31, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	651 ARROWHEAD LN, UNION, MO 63084-4476
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 08, 2021	Quit Claim Deed, Transfer · Conventional Mortgage SULLIVAN BANK
Jan 21, 2020	Deed of Trust, Mortgage SULLIVAN BK
Jan 21, 2020	Deed of Trust, Mortgage SULLIVAN BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 23, 2015
Deed Sale	Oct 23, 2015
Prior Sale	Oct 23, 2015 · Amount on Record
Deed Document Number	0000015899
Last Transfer Date	Dec 08, 2021
Transfer Doc	0002122810
Record Updated	Jun 08, 2026

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MO
Recording Date	Dec 08, 2021
Property Address	651 ARROWHEAD LN, UNION, MO 63084-4476
Document Number	0002122810
Map Reference	BK1113 PG697
Instrument Date	Nov 22, 2021
Instrument	2122810
Transaction Type	Transfer
Record Updated	Jan 05, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 ARROWHEAD LN, UNION, MO 63084-4476

Mortgage

Document Number	0002122811
Date	Dec 08, 2021
Instrument	2122811

Lender

Name	SULLIVAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2051

Interest

Rate Type	Fixed Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	651 ARROWHEAD LN, UNION, MO 63084-4476
Document Number	0000001276
Instrument Date	Jan 21, 2020
Transaction Type	Mortgage
Record Updated	Feb 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	651 ARROWHEAD LN UNION MO 630844476, UNION, MO 63084-4476

Mortgage

Document Number	0000001276
Date	Jan 28, 2020
Instrument	1276

Lender

Name	SULLIVAN BK
Address	SULLIVAN, MO 63080

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 27, 2035

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	651 ARROWHEAD LN, UNION, MO 63084-4476
Document Number	0000001283
Instrument Date	Jan 21, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	651 ARROWHEAD LN UNION MO 630844476, UNION, MO 63084-4476

Mortgage

Document Number	0000001283
Date	Jan 28, 2020
Instrument	1283

Lender

Name	SULLIVAN BK
Address	SULLIVAN, MO 63080

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 27, 2035

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated May 31, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Union City
Unified School District	Union R-XI School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,235.00 (+16.53%)	$37,500 (+17.54%)	$197,370 (+17.55%) Land $30,000 Building $167,370
2023	$1,918.00 (-13.64%)	$31,903	$167,910 Land $30,000 Building $137,910
2022	$2,221.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (29071C), updated June 4, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290718006061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2023–2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2025, other causes

Wildfire

Wildfire Risk	Low above 20% of the US · above 15% of Missouri
Wildfire Likelihood	About 1 in 4,545 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 278 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Wisper ISP	Fixed Wireless	400 / 30
Verizon	Fixed Wireless	300 / 20
Wave Internet Technologies	Fixed Wireless (unlicensed)	100 / 100

May also be available at this address: AT&T, Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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