656 11th St, Gaffney, SC 29340 Property Records

Cherokee County property record for 656 11th St, Gaffney, SC 29340

Property Summary

Property Type	Single Family Home
Details	2,304 sqft · built 1982
Lot Size	2.4 acres (104,544 sqft)
Owner	2 Individual Names on Record
Last Sale	$154,000 (Mar 2020)
Tax Bill	$794 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`021608-23-3`

Property Details

APN / Parcel Number

Primary APN	`021608-23-3`
Alternative APNs	`0991300053000 60942489` `099-13-00-053.000` `021513223`

Interior

Stories	2 Stories
Building Area	2,304 sqft Living Area
Basement Area	1,270 sqft
Finished Basement	646 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Exterior Material	Siding
Lot Area	104,544 sqft (2.4 acres)
Porch	Porch

Location & Zoning

Old Parcel Number	0991300053000 60942489
Street Address	656 11TH ST
City	GAFFNEY
State	SC
Zip	29340-4836
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	656 11TH ST FM HENSON $154000
Legal Tract	118
Jurisdiction	CHEROKEE SC
Township / Civil Division	GAFFNEY
Census Block Group	3
Census Block	3005
Census Tract	970302

Owner

Source: Cherokee County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	656 11TH ST, GAFFNEY, SC 29340-4836
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2020 · Amount on Record
Deed Sale	Mar 20, 2020 · Amount on Record
Deed Document Number	0000121389
Deed Book / Page	121 / 389
Record Updated	Jun 8, 2026

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHEROKEE SC
Recording Date	Mar 20, 2020
Property Address	656 11TH ST, GAFFNEY, SC 29340-4836
Document Number	0001210389
Book / Page	000121 / 000389
Instrument Date	Mar 20, 2020
Instrument	1533
Transaction Type	Transfer
Record Updated	Apr 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$570.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	656 11TH ST GAFFNEY SC 293404836, GAFFNEY, SC 29340-4836

Mortgage

Document Number	1210391
Date	Mar 20, 2020
Book Page	000121/000391
Instrument	1534

Lender

Name	BENCHMARK MTG
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 19, 2050

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$794.00 (+18.15%) Homeowner's exemption	$6,000 (-) Land $700 Building $5,300	$150,100 (-) Land $17,500 Building $132,600
2023	$672.00	$6,000 Land $700 Building $5,300	$150,100 Land $17,500 Building $132,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GAFFNEY BPW serves 24,290 people · EPA ID SC1110001
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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