Cherokee County property record for 644 11th St, Gaffney, SC 29340
| Property Type | Single Family Home |
|---|---|
| Details | 1,844 sqft · built 1962 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $304 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 015964-23-3 |
| Primary APN | 015964-23-3 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,844 sqft Living Area |
| Basement Area | 730 sqft |
| Finished Basement | 730 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Exterior Material | Shingles |
| Lot Area | 21,780 sqft (0.5 acres) |
| Porch | Porch |
| Old Parcel Number | 0991300052000 60941889 |
|---|---|
| Street Address | 644 11TH ST |
| City | GAFFNEY |
| State | SC |
| Zip | 29340-4836 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 644 11TH ST PROBATE 197-135/198-165/203-100 BRUCE & KAREN TO RL $96875 & PAR 50 THEN 1/2 INT KARLA |
| Legal Tract | 118 |
| Jurisdiction | CHEROKEE SC |
| Township / Civil Division | GAFFNEY |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 970302 |
644 11th St is owned and occupied by two individuals who acquired it in May 2007.
Source: Cherokee County records, as of November 19, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 1103, GAFFNEY, SC 29342-1103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 31, 2007 |
| Deed Sale | May 31, 2007 |
| Deed Document Number | 0000081018 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 644 11th St was $304 with a homeowner's exemption.
Source: Cherokee County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $304.00 Homeowner's exemption | $4,300 Land $400 Building $3,900 | $107,500 Land $10,000 Building $97,500 |
| 2023 | $257.00 Homeowner's exemption | $4,300 Land $400 Building $3,900 | $107,500 Land $10,000 Building $97,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 644 11th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 644 11th St is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GAFFNEY BPW serves 24,290 people · EPA ID SC1110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile.
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