65550 Lutz Rd, Constantine, MI 49042 Property Records

St. Joseph County property record for 65550 Lutz Rd, Constantine, MI 49042 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,634 sqft · built 2018
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,327 (2025)
Deeds & Mortgages	Nov 2018 Mortgage May 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`006-019-029-10`

Property Details

APN / Parcel Number

Primary APN	`006-019-029-10`

Interior

Full Baths	3 Baths
Building Area	2,634 sqft Building Perimeter
1st Floor Area	2,283 sqft
Basement Area	2,283 sqft
Unfinished Basement	2,283 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	108,900 sqft (2.5 acres)
Garage Area	736 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	65550 LUTZ RD
City	CONSTANTINE
State	MI
Zip	49042-9739
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 242 FT OF E 450 FT OF NE 1/4 SE 1/4 SEC 19 T7S R11W. EST 2.5 A. (SPLIT FR/ 006-019-029-00 FOR 2018)
Legal Range	11W
Legal Township	07S
Legal Section	19
Jurisdiction	ST JOSEPH MI
Township / Civil Division	FLORENCE
Census Block Group	3
Census Block	3010
Census Tract	41200

Owner

Source: St. Joseph County records · APN 006-019-029-10

Assessment roll updated August 11, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	65550 LUTZ RD, CONSTANTINE, MI 49042-9739
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage OAK MORTGAGE COMPANY LLC
May 23, 2018	Deed of Trust, Mortgage · Commercial Mortgage STURGIS BANK & TRUST CO
Oct 26, 2021	Deed of Trust, Mortgage · Line of Credit STURGIS BANK & TRUST CO
Apr 16, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage OAK MORTGAGE LLC
Jan 31, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Apr 08, 2020
Record Updated	Sep 20, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	65550 LUTZ RD, CONSTANTINE, MI 49042-9739
Transaction Type	Mortgage
Record Updated	Aug 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01939/0596
Date	Nov 21, 2018
Book Page	1939/0596

Lender

Name	OAK MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	STURGIS, MI 49091

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2048

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	65550 LUTZ RD, CONSTANTINE, MI 49042-9739
Transaction Type	Mortgage
Record Updated	Aug 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01916/0867
Date	May 23, 2018
Book Page	1916/0867

Lender

Name	STURGIS BANK & TRUST CO
Type	Bank
Address	WATERVILLE, ME 04901

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	65550 LUTZ RD, CONSTANTINE, MI 49042-9739
Transaction Type	Mortgage
Record Updated	Aug 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65550 LUTZ RD, CONSTANTINE, MI 49042-9739

Mortgage

Document Number	2021010779
Date	Oct 26, 2021
Instrument	2021010779

Lender

Name	STURGIS BANK & TRUST CO
Type	Bank
Address	STURGIS, MI 49091

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH MI
Recording Date	Apr 16, 2020
Property Address	65550 LUTZ RD, CONSTANTINE, MI 49042-9739
Document Number	2020000954
Instrument Date	Apr 08, 2020
Instrument	2020000954
Transaction Type	Transfer
Record Updated	Aug 22, 2023
Title Company	OAK TITLE SERVICES LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6550 LUTZ ROAD, THREE RIVERS, MI 49093

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65550 LUTZ RD, CONSTANTINE, MI 49042-9739

Mortgage

Document Number	2020000955
Date	Apr 16, 2020
Instrument	2020000955

Lender

Name	OAK MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Jan 31, 2018
Property Address	65550 LUTZ RD, CONSTANTINE, MI 49042-9739
Document Number	01902/0022
Book / Page	1902 / 0022
Instrument Date	Jan 31, 2018
Transaction Type	Transfer
Record Updated	Aug 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	657 LUTZ RD, CONSTANTINE, MI 49042

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65710 LUTZ RD, CONSTANTINE, MI 49042-9739

Tax Assessment & Valuation

Source: St. Joseph County records · Assessment roll updated August 11, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Florence Township
Unified School District	Constantine Public School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$270,700 (+25.44%)	$541,400 (+25.44%)
2025	$1,327.00 Homeowner's exemption
2023		$215,800 Land $22,500 Building $193,300	$431,600 Land $45,000 Building $386,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Joseph County (26149C), updated June 4, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 4 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Midwest Energy Cooperative	Fiber	1,000 / 1,000
Mercury Broadband	Fixed Wireless (licensed-by-rule)	150 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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