6555 Ternes St, Dearborn, MI 48126 Property Records

Wayne County property record for 6555 Ternes St, Dearborn, MI 48126

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,680 sqft · built 1942
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on Record
Last Sale$300,000 (Oct 2022)
Tax Bill$5,833 (2025)
Deeds & MortgagesJun 2022 Line of Credit
Oct 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN82-10-071-26-036

Property Details

APN / Parcel Number

Primary APN82-10-071-26-036

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,680 sqft Living Area
1st Floor Area825 sqft
Basement Area805 sqft
Unfinished Basement752 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1942
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeFrame
Lot Area6,970 sqft (0.16 acres)
Lot Dimensions102 ft deep x 70 ft wide
Garage Area320 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address6555 TERNES ST
CityDEARBORN
StateMI
Zip48126-1710
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal DescriptionLOT 705 & 706 INCLUDING HALF OF THE VACATED ALLEY IN THE REAR THEREOF ALBERT P TERNES SUB
Legal SubdivisionALBERT P TERNES
Legal Lot Number705-706
JurisdictionWAYNE MI
Township / Civil DivisionDEARBORN
Census Block Group3
Census Block3009
Census Tract573900

Owner

Source: Wayne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6555 TERNES ST, DEARBORN, MI 48126-1710
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 14, 2022Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Oct 3, 2022Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Oct 13, 2022Warranty Deed, Transfer
Nov 23, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 13, 2022 · Amount on Record
Deed SaleOct 13, 2022 · Amount on Record
Prior SaleApr 21, 2014 · Amount on Record
Deed Document Number2022308177
Deed Book / Page57903 / 1041
Prior Transfer DateFeb 19, 2015
Prior Transfer Doc0525410168
Record UpdatedOct 29, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNE MI
Property Address6555 TERNES ST, DEARBORN, MI 48126-1710
Transaction TypeMortgage
Record UpdatedJan 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address6555 TERNES ST, DEARBORN, MI 48126-1710

Mortgage

Document Number0576880230
DateJun 14, 2022
Book Page57688/230
Instrument2022211477
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJun 2, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNE MI
Property Address6555 TERNES ST, DEARBORN, MI 48126-1710
Transaction TypeMortgage
Record UpdatedJan 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address4490 WESTLAND ST, DEARBORN, MI 48126-2833

Mortgage

Document Number0578841286
DateOct 3, 2022
Book Page57884/1286
Instrument2022299015
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2052

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWAYNE MI
Recording DateOct 13, 2022
Property Address6555 TERNES ST, DEARBORN, MI 48126-1710
Document Number0579031041
Book / Page57903 / 1041
Map ReferenceLB 40 PG 12
Instrument DateSep 28, 2022
Instrument2022308177
Transaction TypeTransfer
Record UpdatedJan 19, 2023

Transaction

AmountAmount Recorded
Tax$2,250.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6555 TERNES ST, DEARBORN, MI 48126-1710

Transferred To (Grantee/Buyer)

NameVerified Name
Address6555 TERNES ST, DEARBORN, MI 48126-1710

November 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWAYNE MI
Recording DateNov 23, 2021
Property Address6555 TERNES ST, DEARBORN, MI 48126-1710
Document Number0572221000
Book / Page57222 / 1000
Map ReferenceLB 40 PG 12
Instrument DateNov 23, 2021
Instrument2021415857
Transaction TypeTransfer
Record UpdatedJan 19, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6555 TERNES ST, DEARBORN, MI 48126-1710

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyWayne County
MunicipalityDearborn City
Unified School DistrictDearborn City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$136,500 (-26.77%)$273,000 (-26.77%)
2025$5,833.00 (+13.28%) Homeowner's exemption$186,400 (+86.4%)$372,800 (+86.4%)
2023$5,149.00 (+50.64%) Homeowner's exemption$100,000$200,000
2019$3,418.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEARBORN
serves 109,976 people · EPA ID MI0001730
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionFeb 2026
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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