Wayne County property record for 6538 Ternes St, Dearborn, MI 48126
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,128 sqft · built 1951 |
| Lot Size | 0.089 acres (3,920 sqft) |
| Owner | Individual Name on File |
| Last Sale | $87,500 (Mar 2017) |
| Tax Bill | $2,931 (2023) |
| Deeds & Mortgages | May 2021 Mortgage Mar 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-10-071-27-012 |
| Primary APN | 82-10-071-27-012 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,128 sqft Living Area |
| Basement Area | 744 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Lot Area | 3,920 sqft (0.089 acres) |
| Lot Dimensions | 114 ft deep x 35 ft wide |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Old Parcel Number | 82-10-071-27-012 |
|---|---|
| Street Address | 6538 TERNES ST |
| City | DEARBORN |
| State | MI |
| Zip | 48126-1711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | LOT 726 ALBERT P TERNES SUB |
| Legal Subdivision | ALBERT P TERNES |
| Legal Lot Number | 726 |
| Jurisdiction | WAYNE MI |
| Township / Civil Division | DEARBORN |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 573900 |
Source: Wayne County records · APN 82-10-071-27-012
Assessment roll updated March 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6538 TERNES ST, DEARBORN, MI 48126-1711 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 28, 2021 | Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Mar 24, 2017 | Warranty Deed, Transfer · FHA Mortgage MB FINANCIAL BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 24, 2017 · Amount on Record |
| Deed Sale | Mar 24, 2017 · Amount on Record |
| Prior Sale | Feb 09, 2010 |
| Deed Document Number | 2017082968 |
| Deed Book / Page | 53590 / 0396 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 6538 TERNES ST, DEARBORN, MI 48126-1711 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2021 |
| Name | Verified Name |
|---|---|
| Address | 6538 TERNES ST, DEARBORN, MI 48126-1711 |
| Document Number | 0567580790 |
|---|---|
| Date | May 28, 2021 |
| Book Page | 56758/790 |
| Instrument | 2021234794 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89074 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Mar 24, 2017 |
| Property Address | 6538 TERNES ST, DEARBORN, MI 48126-1711 |
| Document Number | 0535900396 |
| Book / Page | 53590 / 0396 |
| Map Reference | LB40 PG12 |
| Instrument Date | Mar 14, 2017 |
| Instrument | 2017082968 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2021 |
| Title Company | TITLE ONE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $752.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6583 TERNES ST, 6583, DEARBORN, MI 48126-1710 |
| Name | Verified Name |
|---|---|
| Address | 19450 GREENFIELD RD, DETROIT, MI 48235-2014 |
| Document Number | 2017082969 |
|---|---|
| Date | Mar 24, 2017 |
| Instrument | 2017082969 |
| Name | MB FINANCIAL BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2047 |
Source: Wayne County records · Assessment roll updated March 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Wayne County |
| Municipality | Dearborn City |
| Unified School District | Dearborn City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $90,000 (+13.92%) | $180,000 (+13.92%) | |
| 2023 | $2,931.00 (-7.63%) Homeowner's exemption | $79,000 | $158,000 |
| 2019 | $3,173.00 |
Source: FEMA National Flood Hazard Layer as of May 25, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
Based on FCC filings for 522 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | DEARBORN serves 109,976 people |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Feb 2026 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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