Callaway County property record for 6554 Co Rd 401, Fulton, MO 65251
| Property Type | Rural Home |
|---|---|
| Details | 3 ba · 3,570 sqft · built 2022 |
| Lot Size | 28.2 acres (1,232,748 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,457 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Mar 2022 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-09.0-29.0-00-000-007.000 |
| Primary APN | 13-09.0-29.0-00-000-007.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,570 sqft Living Area |
| 1st Floor Area | 2,529 sqft |
| Basement Area | 1,897 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Geodesic/Dome |
| Roof Material | Wood |
| Lot Area | 1,232,748 sqft (28.2 acres) |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 144 sqft |
| Lean-To | 160 sqft |
| Pole Barn | 2,192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Account Number | 1309029000000007000 |
|---|---|
| Street Address | 6554 COUNTY ROAD 401 |
| City | FULTON |
| State | MO |
| Zip | 65251-6238 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | PT LOT 1 HUMMINGBIRD HILLS |
| Legal Subdivision | HUMMING BIRD HILLS |
| Legal Lot Number | 1 |
| Jurisdiction | CALLAWAY MO |
| Township / Civil Division | EAST FULTON |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 70400 |
Source: Callaway County records, as of January 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 6554 COUNTY ROAD 401, FULTON, MO 65251-6238 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 2, 2020 | Deed of Trust, Mortgage · Stand-Alone First Mortgage UNITED SECURITY BANK |
| Mar 16, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED SECURITY BANK |
| Sep 2, 2020 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 2, 2020 |
| Deed Sale | Sep 2, 2020 |
| Deed Document Number | 202006057 |
| Deed Book / Page | 487 / 302 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Property Address | 6550 COUNTY ROAD 401, FULTON, MO 65251-6238 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 000244/921 |
|---|---|
| Date | Sep 2, 2020 |
| Book Page | 244/921 |
| Instrument | 202006058 |
| Name | UNITED SECURITY BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 85 Months |
| Due | Oct 1, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Property Address | 6550 COUNTY ROAD 401, FULTON, MO 65251-6238 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000498/519 |
|---|---|
| Date | Mar 16, 2022 |
| Book Page | 498/519 |
| Instrument | 202201571 |
| Name | UNITED SECURITY BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Recording Date | Sep 2, 2020 |
| Property Address | 6550 COUNTY ROAD 401, FULTON, MO 65251-6238 |
| Document Number | 487/302 |
| Book / Page | 487 / 302 |
| Instrument Date | Aug 28, 2020 |
| Instrument | 202006057 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6550 COUNTY ROAD 401, FULTON, MO 65251-6238 |
Source: Callaway County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Callaway County |
| Unified School District | Fulton 58 School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,457.00 (-0.02%) | $73,583 (-) | $396,820 (-) |
| 2024 | $4,458.00 (+0.41%) | $73,583 (-) | $396,820 (-) |
| 2023 | $4,440.00 (+97.77%) | $73,583 (+97.78%) | $396,820 (+93.23%) |
| 2022 | $2,245.00 | $37,205 Land $2,091 Building $35,114 | |
| 2021 | $205,360 Land $14,510 Building $190,850 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 57% of Missouri |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALLAWAY 2 WATER DISTRICT serves 13,080 people · EPA ID MO3024085 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Callabyte Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| FireServe Fixed Wireless · not low latency | 100 / 50 |
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