Callaway County property record for 6550 Co Rd 401, Fulton, MO 65251
| Property Type | Rural Home |
|---|---|
| Details | 1,891 sqft · built 1981 |
| Lot Size | 6 acres (261,360 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,556 (2025) |
| Deeds & Mortgages | Jul 2022 Refinance Jun 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-09.0-29.0-00-000-007.001 |
| Primary APN | 13-09.0-29.0-00-000-007.001 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,891 sqft Living Area |
| Year Built | Built 1981 |
|---|---|
| Construction Type | Frame |
| Lot Area | 261,360 sqft (6 acres) |
| Account Number | 1309029000000007001 |
|---|---|
| Street Address | 6550 COUNTY ROAD 401 |
| City | FULTON |
| State | MO |
| Zip | 65251-6238 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | PT LOT 1 HUMMINGBIRD HILLS - NO SURVEY RECORDED |
| Legal Subdivision | HUMMING BIRD HILLS |
| Legal Lot Number | 1 |
| Jurisdiction | CALLAWAY MO |
| Township / Civil Division | EAST FULTON |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 70400 |
6550 Co Rd 401, a rural home, is owned and occupied by two individuals who acquired it in October 2021.
Source: Callaway County records, as of January 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6550 COUNTY ROAD 401, FULTON, MO 65251-6238 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 7, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED SECURITY BANK |
| Jun 13, 2023 | Deed of Trust, Mortgage · Line of Credit THE CENTRAL TRUST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 20, 2021 |
| Deed Sale | Oct 20, 2021 |
| Deed Document Number | 0000495767 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Property Address | 6554 COUNTY ROAD 401, FULTON, MO 65251-6238 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000501/223 |
|---|---|
| Date | Jul 7, 2022 |
| Book Page | 501/223 |
| Instrument | 202204327 |
| Name | UNITED SECURITY BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Property Address | 6554 COUNTY ROAD 401, FULTON, MO 65251-6238 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000507/366 |
|---|---|
| Date | Jun 13, 2023 |
| Book Page | 507/366 |
| Instrument | 202302872 |
| Name | THE CENTRAL TRUST BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 6550 Co Rd 401 was $3,556.
Source: Callaway County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Callaway County |
| Unified School District | Fulton 58 School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,556.00 (-0.03%) | $58,714 (-) | $309,020 (-) |
| 2024 | $3,557.00 (+0.42%) | $58,714 (-) | $309,020 (-) |
| 2023 | $3,542.00 (+1,619.42%) | $58,714 (+1,616.78%) | $309,020 |
| 2022 | $206.00 | $3,420 Land $3,420 | |
| 2021 | $18,000 Land $18,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6550 Co Rd 401 in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6550 Co Rd 401 is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 52% of Missouri |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALLAWAY 2 WATER DISTRICT serves 13,080 people · EPA ID MO3024085 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Callabyte Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| FireServe Fixed Wireless · not low latency | 100 / 50 |
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