6554 Centennial Dr, Temperance, MI 48182 Property Records

Monroe County property record for 6554 Centennial Dr, Temperance, MI 48182 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,512 sqft · built 1973
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Dec 2021)
Tax Bill	$1,094 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-520-048-00`

Property Details

APN / Parcel Number

Primary APN	`02-520-048-00`

Interior

Full Baths	1 Bath
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,512 sqft Living Area
Basement Area	650 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	77 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	6554 CENTENNIAL DR
City	TEMPERANCE
State	MI
Zip	48182-1100
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SMITHS CENTENNIAL VILLAGE LOT 48
Legal Subdivision	SMITHS CENTENNIAL VILLAGE
Legal Lot Number	48
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1024
Census Tract	833900

Owner

Source: Monroe County records · APN 02-520-048-00

Assessment roll updated August 15, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	6554 CENTENNIAL DR, TEMPERANCE, MI 48182-1100
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2021	Warranty Deed, Transfer · Conventional Mortgage ALLY BANK
Nov 15, 2019	Warranty Deed, Transfer · Conventional with PMI EQUITY RSRCS/OH

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 10, 2021 · Amount on Record
Deed Sale	Dec 10, 2021 · Amount on Record
Prior Sale	Nov 15, 2019 · Amount on Record
Deed Document Number	202131490
Record Updated	Sep 20, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Dec 10, 2021
Property Address	6554 CENTENNIAL DR, TEMPERANCE, MI 48182-1100
Document Number	0000031490
Map Reference	LB 13 PG 23&24
Instrument Date	Dec 06, 2021
Instrument	2021R31490
Transaction Type	Transfer
Record Updated	Jan 13, 2022
Title Company	LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY OF MONROE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6554 CENTENNIAL DR, 6554, TEMPERANCE, MI 48182-1100

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6554 CENTENNIAL DR, TEMPERANCE, MI 48182-1100

Mortgage

Document Number	0000031491
Date	Dec 10, 2021
Instrument	2021R31491

Lender

Name	ALLY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 01, 2037

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Nov 15, 2019
Property Address	6554 CENTENNIAL DR, TEMPERANCE, MI 48182-1100
Document Number	0000019966
Instrument Date	Nov 13, 2019
Instrument	19966
Transaction Type	Transfer
Record Updated	Dec 31, 2019
Title Company	GREATER METROPOLITAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,806.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	890 TWIN TOWERS ST YPSILANTI MI 481983882, YPSILANTI, MI 48198-3882

Mortgage

Document Number	19967
Date	Nov 15, 2019
Instrument	19967

Lender

Name	EQUITY RSRCS/OH
Type	Funding / Finance Company
Address	NEWARK, OH 43055

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 14, 2049

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 15, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$131,700 (+48.48%)	$263,400 (+48.48%)
2025	$1,094.00 (-53.41%) Homeowner's exemption
2023	$2,348.00 Homeowner's exemption	$88,700	$177,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (26115C), updated September 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261158339001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	7 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 130 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	2,500 / 2,500
BCI Mississippi Broadband	Cable	1,000 / 20
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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