Monroe County property record for 6490 Centennial Dr, Temperance, MI 48182
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $155,000 (Sep 2018) |
| Tax Bill | $979 (2025) |
| Deeds & Mortgages | Apr 2022 Line of Credit Jul 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-520-052-00 |
| Primary APN | 02-520-052-00 |
|---|
| Lot Area | 14,810 sqft (0.34 acres) |
|---|
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 6490 CENTENNIAL DR |
|---|---|
| City | TEMPERANCE |
| State | MI |
| Zip | 48182-1122 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SMITHS CENTENNIAL VILLAGE LOT 52 |
| Legal Subdivision | SMITHS CENTENNIAL VILLAGE |
| Legal Lot Number | 52 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | BEDFORD |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 833900 |
Source: Monroe County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6490 CENTENNIAL DR, TEMPERANCE, MI 48182-1122 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 1, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jul 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Sep 5, 2018 | Warranty Deed, Transfer · Conventional Mortgage PNC BANK |
| Apr 9, 2018 | Warranty Deed, Foreclosure AREA TITLE AGENCY |
| Mar 29, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 5, 2018 · Amount on Record |
| Deed Sale | Sep 5, 2018 · Amount on Record |
| Prior Sale | Apr 9, 2018 · Amount on Record |
| Deed Document Number | 201815651 |
| Prior Transfer Date | Mar 22, 2017 |
| Prior Transfer Doc | 0000006046 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 6490 CENTENNIAL DR, TEMPERANCE, MI 48182-1122 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 6490 CENTENNIAL DR, TEMPERANCE, MI 48182-1122 |
| Document Number | 0000006788 |
|---|---|
| Date | Apr 1, 2022 |
| Instrument | 2022R06788 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Mar 20, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 6490 CENTENNIAL DR, TEMPERANCE, MI 48182-1122 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000013934 |
|---|---|
| Date | Jul 17, 2020 |
| Instrument | 2020R13934 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Sep 5, 2018 |
| Property Address | 6490 CENTENNIAL DR, TEMPERANCE, MI 48182-1122 |
| Document Number | 2018R15651 |
| Map Reference | LB 13 PG 23 24 |
| Instrument Date | Aug 29, 2018 |
| Instrument | 2018R15651 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,333.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3737 CHIPPENDALE CT, 3737, TOLEDO, OH 43615-1111 |
| Name | Verified Name |
|---|---|
| Address | 6490 CENTENNIAL DR, TEMPERANCE, MI 48182-1122 |
| Document Number | 0000015652 |
|---|---|
| Date | Sep 5, 2018 |
| Instrument | 2018R15652 |
| Name | PNC BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 1, 2033 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Apr 9, 2018 |
| Property Address | 6490 CENTENNIAL DR, TEMPERANCE, MI 48182-1122 |
| Document Number | 0000005816 |
| Instrument Date | Apr 6, 2018 |
| Instrument | 5816 |
| Transaction Type | Foreclosure |
| Record Updated | May 2, 2018 |
| Title Company | AREA TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,333.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3737 CHIPPENDALE CT TOLEDO OH 436151111, TOLEDO, OH 43615-1111 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Mar 29, 2017 |
| Property Address | 6490 CENTENNIAL DR, TEMPERANCE, MI 48182-1122 |
| Document Number | 0000006046 |
| Instrument Date | Mar 22, 2017 |
| Instrument | 6046 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 6490 CENTENNIAL DR TEMPERANCE MI 481821122, TEMPERANCE, MI 48182-1122 |
Source: Monroe County assessment roll, as of August 15, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| County Subdivision | Bedford Township |
| Unified School District | Bedford Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $129,800 (+54.71%) | $259,600 (+54.71%) | |
| 2025 | $979.00 (-53.45%) Homeowner's exemption | ||
| 2023 | $2,103.00 Homeowner's exemption | $83,900 | $167,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONROE SOUTH COUNTY serves 33,816 people · EPA ID MI0004455 |
|---|---|
| Water Source | Purchased surface water from CITY OF TOLEDO |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 2,500 / 2,500 |
| Buckeye Cablesystem Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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