6553 Muddy Ford Rd, Georgetown, KY 40324 Property Records

Scott County property record for 6553 Muddy Ford Rd, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,976 sqft · built 1970
Lot Size	8.17 acres (355,885 sqft)
Owner	2 Individual Names on File
Last Sale	$445,000 (Oct 2023)
Tax Bill	$4,005 (2025)
Deeds & Mortgages	Oct 2023 Sale Oct 2023 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`203-10-007.000`

Property Details

APN / Parcel Number

Primary APN	`203-10-007.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,976 sqft Living Area
1st Floor Area	624 sqft
Basement Area	1,976 sqft
Finished Basement	1,976 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Split Foyer
Exterior Material	Brick
Foundation Type	Block
Lot Area	355,885 sqft (8.17 acres)
Garage Type	Detached
Garage Area	578 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6553 MUDDY FORD RD
City	GEORGETOWN
State	KY
Zip	40324-9284
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTY RES
Legal Subdivision	BONILLA PROP
Legal Lot Number	REMAIND
Jurisdiction	SCOTT KY
Township / Civil Division	SADIEVILLE
Census Block Group	2
Census Block	2020
Census Tract	40400

Owner

6553 Muddy Ford Rd is owned and occupied by two individuals who bought it in October 2023.

Source: Scott County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6553 MUDDY FORD RD, GEORGETOWN, KY 40324-9284
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2023	Warranty Deed, Transfer LAND GROUP TITLE AND CLOSINGS, LAND GROUP TITLE & CLOSINGS
Oct 19, 2023	Warranty Deed, Transfer METRO TITLE LLC
Jun 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES EXCHANGE BANK
Apr 11, 2017	Deed of Trust, Mortgage · Line of Credit PEOPLES EXCHANGE BANK (STANTON KY)
Dec 4, 2019	Deed of Trust, Mortgage · Line of Credit PEOPLES EXCHANGE BANK (STANTON KY
Mar 15, 2017	Deed, Transfer · Conventional Mortgage PEOPLES EXCHANGE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2023 · Amount on File
Deed Sale	Oct 19, 2023 · Amount on File
Prior Sale	Oct 19, 2023 · Amount on File
Deed Document Number	2023485602
Deed Book / Page	445 / 252
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT KY
Recording Date	Oct 19, 2023
Property Address	6553 MUDDY FORD RD, GEORGETOWN, KY 40324-9284
Document Number	00D445/252
Book / Page	D445 / 252
Map Reference	CAB 9 SL 264
Instrument Date	Oct 5, 2023
Instrument	485602
Transaction Type	Transfer
Record Updated	Nov 24, 2023
Title Company	LAND GROUP TITLE AND CLOSINGS, LAND GROUP TITLE & CLOSINGS

Transaction

Amount	Amount on Record
Tax	$445.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 RESERVE RD, DANBURY, CT 06810-5267

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6553 MUDDY FORD RD, GEORGETOWN, KY 40324-9284
Investor	Possibly a Property Investor

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT KY
Recording Date	Oct 19, 2023
Property Address	6553 MUDDY FORD RD, GEORGETOWN, KY 40324-9284
Document Number	00D445/248
Book / Page	D445 / 248
Map Reference	CAB 9 SL 264
Instrument Date	Oct 5, 2023
Instrument	485601
Transaction Type	Transfer
Record Updated	Nov 24, 2023
Title Company	METRO TITLE LLC

Transaction

Amount	Amount on Record
Tax	$445.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6553 MUDDY FORD RD, GEORGETOWN, KY 40324-9284

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 RESERVE RD, DANBURY, CT 06810-5267

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	6553 MUDDY FORD RD, GEORGETOWN, KY 40324-9284
Transaction Type	Mortgage
Record Updated	Jun 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1513/89
Date	Jun 2, 2020
Book Page	M1513/89
Instrument	416910

Lender

Name	PEOPLES EXCHANGE BANK
Type	Bank
Address	WINCHESTER, KY 40392

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	6553 MUDDY FORD RD, GEORGETOWN, KY 40324-9284
Transaction Type	Mortgage
Record Updated	Jun 14, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1332/482
Date	Apr 11, 2017
Book Page	M1332/482
Instrument	367714

Lender

Name	PEOPLES EXCHANGE BANK (STANTON KY)
Type	Bank
Address	GEORGETOWN, KY 40324

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Apr 4, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	6553 MUDDY FORD RD, GEORGETOWN, KY 40324-9284
Transaction Type	Mortgage
Record Updated	Jun 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1476/826
Date	Dec 4, 2019
Book Page	M1476/826
Instrument	409124

Lender

Name	PEOPLES EXCHANGE BANK (STANTON KY
Type	Bank
Address	GEORGETOWN, KY 40324

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Nov 20, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Mar 15, 2017
Property Address	6553 MUDDY FORD RD, GEORGETOWN, KY 40324-9284
Document Number	D385/531
Book / Page	D385 / 531
Map Reference	CAB9 SL264
Instrument Date	Mar 10, 2017
Instrument	366755
Transaction Type	Transfer
Record Updated	Jun 14, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$238.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	849 NORTHERN PKWY, 849, CINCINNATI, OH 45224-1760

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6553 MUDDY FORD RD, GEORGETOWN, KY 40324-9284

Mortgage

Document Number	M1328508
Date	Mar 15, 2017
Instrument	M1328/508

Lender

Name	PEOPLES EXCHANGE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 6553 Muddy Ford Rd was $4,005.

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$511,700 (+13.79%)	$511,700 (+13.79%)
2025	$4,005.00	$449,700	$449,700
2023	$2,703.00 (+4.48%)	$298,200 (-) Land $78,000 Building $220,200	$298,200 (-) Land $78,000 Building $220,200
2022	$2,587.00	$298,200 Land $78,000 Building $220,200	$298,200 Land $78,000 Building $220,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6553 Muddy Ford Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (2001–2025)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6553 Muddy Ford Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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