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655 Willow Ln, Frankenmuth, MI 48734 Property Records

Saginaw County property record for 655 Willow Ln, Frankenmuth, MI 48734

Property Summary

Property TypeSingle Family Home
Details4 ba · 2,408 sqft · built 1998
Lot Size0.385 acres (16,771 sqft)
Owner2 Individual Names on File
Last Sale$444,386 (Jun 2000)
Tax Bill$8,006 (2025)
Deeds & MortgagesFeb 2020 Transfer
Flood ZoneZone X (minimal risk)
APN03-11-6-27-0859-000

Property Details

APN / Parcel Number

Primary APN03-11-6-27-0859-000

Interior

Full Baths4 Baths
Stories1 Story
Building Area2,408 sqft Living Area
1st Floor Area2,408 sqft
Basement Area2,408 sqft
Finished Basement2,408 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area16,771 sqft (0.385 acres)
Lot Dimensions171 ft deep x 98 ft wide
Garage Area1,016 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchCovered Porch
Porch Area50 sqft
Deck AreaDeck Area
Patio Area564 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address655 WILLOW LN
CityFRANKENMUTH
StateMI
Zip48734-1441
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA-2 SI
Legal DescriptionLOT 87 HARLAN ACRES NO 3 EXC BEG AT NE CORN OF LOT 87 TH S 162.86 FT TO SE CORN OF LOT 87 TH W 32 FT TH N06 DEG E 163.81 FT
Legal Range06E
Legal Township11N
Legal Section27
Legal SubdivisionHARLAN ACRES 3
Legal Lot Number87
Legal Unit87
JurisdictionSAGINAW MI
Township / Civil DivisionFRANKENMUTH
Census Block Group1
Census Block1025
Census Tract11301

Owner

655 Willow Ln is owned and occupied by two individuals who acquired it in February 2020.

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address655 WILLOW LN, FRANKENMUTH, MI 48734-1441
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 12, 2000 · Amount on File
Deed SaleJun 12, 2000 · Amount on File
Prior SaleMar 1, 2000 · Amount on File
Deed Book / Page2181 / 1118
Last Transfer DateFeb 4, 2020
Transfer Doc0000003104
Record UpdatedOct 29, 2026

February 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAGINAW MI
Recording DateFeb 7, 2020
Property Address655 WILLOW LN, FRANKENMUTH, MI 48734-1441
Document Number0000003104
Instrument DateFeb 4, 2020
Instrument3104
Transaction TypeTransfer
Record UpdatedFeb 24, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address366 FRANK RD FRANKENMUTH MI 487341258, FRANKENMUTH, MI 48734-1258

Tax Assessment & Valuation

The 2025 property tax bill for 655 Willow Ln was $8,006 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
MunicipalityFrankenmuth City
Unified School DistrictFrankenmuth School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$319,400$638,800
2025$8,006.00 Homeowner's exemption
2023$263,800$527,600
2022$6,609.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 655 Willow Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2014)
Most Recent ClaimApr 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 655 Willow Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FRANKENMUTH
serves 4,944 people · EPA ID MI0002420
Water SourcePurchased surface water from CITY OF SAGINAW
Last State InspectionAug 2024
Lead3 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Air Advantage.

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