Saginaw County property record for 644 Willow Ln, Frankenmuth, MI 48734
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,411 sqft · built 1959 |
| Lot Size | 0.389 acres (16,945 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $85,000 (May 1989) |
| Tax Bill | $3,196 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-11-6-27-0803-000 |
| Primary APN | 03-11-6-27-0803-000 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,411 sqft Living Area |
| 1st Floor Area | 1,307 sqft |
| Basement Area | 1,144 sqft |
| Unfinished Basement | 1,144 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood Siding |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,945 sqft (0.389 acres) |
| Lot Dimensions | 140 ft deep x 121 ft wide |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 348 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 644 WILLOW LN |
|---|---|
| City | FRANKENMUTH |
| State | MI |
| Zip | 48734-1442 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-2 SI |
| Legal Description | LOT 31 HARLAN ACRES, DIVISION TWO CITY OF FRANKENMUTH SEC 27 T11N R6E |
| Legal Range | 06E |
| Legal Township | 11N |
| Legal Section | 27 |
| Legal Subdivision | DIVISION |
| Legal Lot Number | 31 |
| Legal Unit | 31 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | FRANKENMUTH |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 11301 |
644 Willow Ln is owned and occupied by two individuals who bought it in May 1989.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 644 WILLOW LN, FRANKENMUTH, MI 48734-1442 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 25, 1989 · Amount on File |
| Deed Sale | May 25, 1989 · Amount on File |
| Deed Book / Page | 1749 / 2140 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 644 Willow Ln was $3,196 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| Municipality | Frankenmuth City |
| Unified School District | Frankenmuth School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $139,100 | $278,200 | |
| 2025 | $3,196.00 Homeowner's exemption | ||
| 2023 | $121,800 | $243,600 | |
| 2022 | $2,638.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 644 Willow Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2014) |
| Most Recent Claim | Apr 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 644 Willow Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FRANKENMUTH serves 4,944 people · EPA ID MI0002420 |
|---|---|
| Water Source | Purchased surface water from CITY OF SAGINAW |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Air Advantage.
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