655 Whitney Dr, Paducah, KY 42001 Property Records

McCracken County property record for 655 Whitney Dr, Paducah, KY 42001

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,478 sqft · built 1988
Owner	2 Individual Names on File
Tax Bill	$2,658 (2025)
Deeds & Mortgages	Apr 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`086-44-00-009`

Property Details

APN / Parcel Number

Primary APN	`086-44-00-009`
Alternative APN	`127806`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,478 sqft Living Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Terrain	Rolling
Garage Area	808 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	189 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	127806
Street Address	655 WHITNEY DR
City	PADUCAH
State	KY
Zip	42001-5395
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	16-45K-67 THE PINES L67
Legal Subdivision	THE PINES
Legal Lot Number	67
Jurisdiction	MCCRACKEN KY
Township / Civil Division	PADUCAH
Census Block Group	4
Census Block	4016
Census Tract	30800

Owner

Source: McCracken County records · APN 086-44-00-009

Assessment roll updated April 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	655 WHITNEY DR, PADUCAH, KY 42001-5395
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Deed Document Number	0001436684
Record Updated	Jun 08, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCCRACKEN KY
Property Address	655 WHITNEY DR, PADUCAH, KY 42001-5395
Transaction Type	Mortgage
Record Updated	Dec 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 WHITNEY DR, PADUCAH, KY 42001-5395

Mortgage

Document Number	0M1836/485
Date	Apr 23, 2025
Book Page	M1836/485
Instrument	714574

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank
Address	PADUCAH, KY 42001

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Apr 30, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: McCracken County records · Assessment roll updated April 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	McCracken County
Municipality	Paducah City
Unified School District	McCracken County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,658.00 (-1.45%)	$303,500 (-)	$303,500 (-)
2023	$2,697.00 (-1.68%)	$303,500 (-)	$303,500 (-)
2022	$2,743.00	$303,500	$303,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 2, 2011 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2020 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 296 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	PADUCAH WATER WORKS serves 65,004 people
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.