McCracken County property record for 642 Whitney Dr, Paducah, KY 42001
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,444 sqft · built 1995 |
| Owner | Individual Name on Record |
| Last Sale | $565,000 (Jan 2025) |
| Tax Bill | $4,949 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Jan 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 086-44-00-019 |
| Primary APN | 086-44-00-019 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,444 sqft Living Area |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Terrain | Rolling |
| Garage Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 264 sqft |
| Patio Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 156911 |
|---|---|
| Street Address | 642 WHITNEY DR |
| City | PADUCAH |
| State | KY |
| Zip | 42001-5394 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 16-45K-49 120X173X120X175 THE PINES L49 |
| Legal Subdivision | THE PINES |
| Legal Lot Number | 49 |
| Jurisdiction | MCCRACKEN KY |
| Township / Civil Division | PADUCAH |
| Census Block Group | 4 |
| Census Block | 4043 |
| Census Tract | 30800 |
Source: McCracken County records, as of December 25, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 642 WHITNEY DR, PADUCAH, KY 42001-5394 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 17, 2025 | Deed of Trust, Mortgage · Line of Credit INDEPENDENCE BANK OF KENTUCKY |
| Jan 3, 2025 | Deed, Transfer · Conventional Mortgage INDEPENDENCE BANK OF KENTUCKY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 3, 2025 · Amount on Record |
| Deed Sale | Jan 3, 2025 · Amount on Record |
| Deed Document Number | 707643 |
| Deed Book / Page | D1514 / 402 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCCRACKEN KY |
| Property Address | 642 WHITNEY DR, PADUCAH, KY 42001-5394 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2025 |
| Name | Verified Name |
|---|---|
| Address | 642 WHITNEY DR, PADUCAH, KY 42001-5394 |
| Document Number | 0M1860/302 |
|---|---|
| Date | Nov 17, 2025 |
| Book Page | M1860/302 |
| Instrument | 728246 |
| Name | INDEPENDENCE BANK OF KENTUCKY |
|---|---|
| Type | Bank |
| Address | HENDERSON, KY 42420 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 30, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | MCCRACKEN KY |
| Recording Date | Jan 3, 2025 |
| Property Address | 642 WHITNEY DR, PADUCAH, KY 42001-5394 |
| Document Number | 0D1514/402 |
| Book / Page | D1514 / 402 |
| Map Reference | SEC H PG 71 |
| Instrument Date | Dec 31, 2024 |
| Instrument | 707643 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $565.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4125 ALAMEDA CLOSE, PADUCAH, KY 42001-6523 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 642 WHITNEY DR, PADUCAH, KY 42001-5394 |
| Document Number | 0000707644 |
|---|---|
| Date | Jan 3, 2025 |
| Instrument | 707644 |
| Name | INDEPENDENCE BANK OF KENTUCKY |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Dec 31, 2025 |
Source: McCracken County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | McCracken County |
| Municipality | Paducah City |
| Unified School District | McCracken County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,949.00 (+46.55%) | $565,000 (+48.68%) | $565,000 (+48.68%) |
| 2023 | $3,377.00 (-1.66%) | $380,000 (-) | $380,000 (-) |
| 2022 | $3,434.00 | $380,000 | $380,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.3% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PADUCAH WATER WORKS serves 65,004 people · EPA ID KY0730533 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures