655 West St, Naples, FL 34108 Property Records

Collier County property record for 655 West St, Naples, FL 34108 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details5,041 sqft · built 2018
Lot Size1.11 acres (48,352 sqft)
OwnerIndividual Name on File
Last Sale$3,255,000 (Mar 2019)
Tax Bill$48,383 (2025)
Deeds & MortgagesAug 2022 Line of Credit
Jun 2021 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN561400 S 84A03

Property Details

APN / Parcel Number

Primary APN561400 S 84A03
Alternative APNs
  • 67288080005128400S84
  • 67288080005

Interior

Stories1 Story
Building Area5,041 sqft Living Area
1st Floor Area3,987 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Construction TypeMasonry / Concrete Block
Lot Area48,352 sqft (1.11 acres)

Exterior Amenities

Pool Area480 sqft
PorchEnclosed Porch
Porch Area720 sqft
Deck Area1,736 sqft

Location & Zoning

Street Address655 WEST ST
CityNAPLES
StateFL
Zip34108-2675
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPINE RIDGE EXT BLK S LOT 8
Legal Range25
Legal Township49
Legal Section3
Legal SubdivisionPINE RIDGE EXTENSION
Legal Tract561400
Legal BlockS
Legal Lot Number8
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group1
Census Block1004
Census Tract10205

Owner

Source: Collier County records · APN 561400 S 84A03

Assessment roll updated September 9, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address655 WEST ST, NAPLES, FL 34108-2675
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 09, 2022Deed of Trust, Mortgage · Line of Credit
KEY BANK NA
Jun 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
KEY BANK NA
Mar 19, 2020Deed of Trust, Mortgage
KEYBANK USA
Mar 01, 2019Special Warranty Deed, Subdivision Related Transfer · ARM
LIBERTY SAVINGS BANK FSB
Oct 03, 2017Warranty Deed, Transfer
ATTORNEY ONLY
Oct 03, 2017Loan Modification, Mortgage · Line of Credit
REGIONS BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 01, 2019 · Amount on Record
Deed SaleMar 01, 2019 · Amount on Record
Prior SaleOct 03, 2017 · Amount on Record
Deed Document Number20195678334
Deed Book / Page5603 / 619
Prior Transfer DateAug 28, 2006
Prior Transfer Doc0041003609
Record UpdatedJun 08, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address655 WEST ST, NAPLES, FL 34108-2675
Transaction TypeMortgage
Record UpdatedAug 23, 2022
Title CompanyACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 MARTIN LN, CHERRY HILLS VILLAGE, CO 80113-4820

Mortgage

Document Number0061620458
DateAug 09, 2022
Book Page6162/458
Instrument6294351
Lender
NameKEY BANK NA
TypeBank
AddressCLEVELAND, OH 44144
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 01, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address655 WEST ST, NAPLES, FL 34108-2675
Transaction TypeMortgage
Record UpdatedJul 07, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 MARTIN LN, CHERRY HILLS, CO 80113-4820

Mortgage

Document Number0059711169
DateJun 25, 2021
Book Page5971/1169
Instrument6084907
Lender
NameKEY BANK NA
TypeBank
AddressCLEVELAND, OH 44114
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address655 WEST ST, NAPLES, FL 34108-2675
Document Number0057413998
Instrument DateMar 19, 2020
Transaction TypeMortgage
Record UpdatedApr 17, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 MARTIN LN CHERRY HILLS VILLAGE CO 801134820, CHERRY HILLS VILLAGE, CO 80113-4820

Mortgage

Document Number0057413998
DateMar 20, 2020
Book Page005741/003998
Instrument5845559
Lender
NameKEYBANK USA
TypeBank
Address127 PUBLIC SQ, CLEVELAND, OH 44114-1217
Agreement
AmountAmount Recorded
Term360 Months
DueMar 19, 2050

March 2019: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionCOLLIER FL
Recording DateMar 01, 2019
Property Address655 WEST ST, NAPLES, FL 34108-2675
Document Number0056030619
Book / Page5603 / 0619
Map ReferenceMB 3 PG 51,51A-51E
Instrument DateFeb 28, 2019
Instrument5678334
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 30, 2021
Title CompanyNOBLE TITLE & TRUST LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$22,785.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2639 PROFESSIONAL CIR # 104, 2639, NAPLES, FL 34119-8089

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 MARTIN LN, ENGLEWOOD, CO 80113-4820

Mortgage

Document Number0005678335
DateMar 01, 2019
Instrument5678335
Lender
NameLIBERTY SAVINGS BANK FSB
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueMar 01, 2049
Interest
Rate TypeAdjustable Rate
Rate4.5%
Type Change DateMar 01, 2026
Change FrequencyAnnually
Min Rate At Change2.5%
Max Rate At Change6.5%
Index1-Year LIBOR
Max Rate9.5%

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateOct 03, 2017
Property Address655 WEST ST, NAPLES, FL 34108-2675
Document Number0054363370
Book / Page005436 / 003370
Instrument DateSep 26, 2017
Instrument5454555
Transaction TypeTransfer
Record UpdatedOct 23, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$5,425.00
Amount AccuracyConfirmed
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2639 PROFESSIONAL CIR #101 NAPLES FL 341198089, 101, NAPLES, FL 34119-8089

October 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCOLLIER FL
Recording DateOct 03, 2017
Property Address655 WEST ST, NAPLES, FL 34108-2675
Document Number0054363372
Book / Page005436 / 003372
Instrument DateSep 26, 2017
Instrument5454556
Transaction TypeMortgage
Record UpdatedAug 25, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2639 PROFESSIONAL CIR #101 NAPLES FL 341198089, 101, NAPLES, FL 34119-8089

Mortgage

Document Number54363372
DateOct 03, 2017
Book Page005436/003372
Instrument5454556
Lender
NameREGIONS BK
TypeBank
Address100 N TAMPA ST # 3400, TAMPA, FL 33602-5145
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Collier County records · Assessment roll updated September 9, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$48,383.00 (+11.95%) Homeowner's exemption$5,101,538 (+34.24%) Land $2,471,159 Building $2,630,379$5,101,538 (+1.03%) Land $2,471,159 Building $2,630,379
2024$43,217.00 (+0.74%)
2023$42,898.00 (+10.98%)$3,800,364 (+1%)$5,049,581 (+27.36%) Land $2,298,443 Building $2,751,138
2022$38,654.00$3,454,876$3,964,947 Land $1,450,809 Building $2,514,138

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Collier County (12021C), updated June 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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