641 West St, Naples, FL 34108 Property Records

Collier County property record for 641 West St, Naples, FL 34108

Property Summary

Property Type	Single Family Home
Details	4,201 sqft · built 2018
Lot Size	1.51 acres (65,776 sqft)
Owner	2 Individual Names on File
Last Sale	$850,000 (Oct 2016)
Tax Bill	$26,823 (2025)
Deeds & Mortgages	Jun 2017 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`561400 S 74A03`

Property Details

APN / Parcel Number

Primary APN	`561400 S 74A03`
Alternative APNs	`67288040003128400S74` `67288040003`

Interior

Stories	1 Story
Building Area	4,201 sqft Living Area
Gross Area	5,363 sqft
1st Floor Area	4,201 sqft

Exterior

Year Built	Built 2018
Lot Area	65,776 sqft (1.51 acres)

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	576 sqft
Deck Area	1,902 sqft
Fence	Fence
Tennis Court	Tennis Court

Location & Zoning

Account Number	561400 S 74A03
Old Parcel Number	67288040003128400S74
Street Address	641 WEST ST
City	NAPLES
State	FL
Zip	34108-2675
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-1
Legal Description	PINE RIDGE EXT BLK S LOT 7
Legal Range	25
Legal Township	49
Legal Section	03
Legal Subdivision	PINE RIDGE EXTENSION
Legal Tract	561400
Legal Block	S
Legal Lot Number	7
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1004
Census Tract	10205

Owner

Source: Collier County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	641 WEST ST, NAPLES, FL 34108-2675
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 11, 2016 · Amount on Record
Deed Sale	Oct 11, 2016 · Amount on Record
Prior Sale	Nov 3, 2005 · Amount on Record
Deed Document Number	5321623
Deed Book / Page	5322 / 1403
Record Updated	Jun 8, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	641 WEST ST, NAPLES, FL 34108-2675
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054001281
Date	Jun 1, 2017
Book Page	5400/1281
Instrument	5412187

Lender

Name	FLORIDA COMMUNITY BANK NA
Type	Bank
Address	NAPLES, FL 34103

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 1, 2047

Interest

Rate Type	Fixed Rate
Rate	3.5%
Type Change Date	Jun 1, 2022
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	8.5%

Tax Assessment & Valuation

Source: Collier County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$26,823.00 (+2.79%) Homeowner's exemption	$2,833,484 (+5.99%)	$5,104,423 (+2.88%) Land $3,200,353 Building $1,904,070
2023	$26,096.00 (-3.27%) Homeowner's exemption	$2,673,426 (+3%)	$4,961,680 (+34.33%) Land $2,976,673 Building $1,985,007
2022	$26,977.00 Homeowner's exemption	$2,595,559	$3,693,735 Land $1,878,917 Building $1,814,818

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 167 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	167 in force
Nearby Flood Claims	23 (1995–2017)
Claims Outside the SFHA	13 of 23
Most Recent Claim	Oct 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Oct 2017 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Lumen Technologies, Orlando Telephone Company, TPC ACC Acquisition.