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655 Wellner Rd, Naperville, IL 60540 Property Records

DuPage County property record for 655 Wellner Rd, Naperville, IL 60540

Property Summary

Property TypeSingle Family Home
Details4.5 ba · 6,081 sqft · built 2009
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on File
Last Sale$981,000 (Aug 2018)
Tax Bill$24,636 (2025)
Deeds & MortgagesMar 2022 Mortgage
Sep 2020 Transfer
+ 4 more
Flood ZoneZone X (minimal risk)
APN08-19-116-024

Property Details

APN / Parcel Number

Primary APN08-19-116-024

Interior

Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area6,081 sqft Living Area
Gross Area6,614 sqft
1st Floor Area2,033 sqft
2nd Floor Area2,548 sqft
Basement Area2,033 sqft
Finished Basement1,500 sqft
Unfinished Basement533 sqft

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Exterior MaterialBrick
Lot Area9,148 sqft (0.21 acres)
Garage Area816 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address655 WELLNER RD
CityNAPERVILLE
StateIL
Zip60540-6725
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionMOSER HIGHLANDS UNIT NO 2
Legal SubdivisionMOSER HIGHLANDS
Legal Block4
Legal Lot Number6
Legal Unit2
JurisdictionDU PAGE IL
Township / Civil DivisionLISLE
Census Block Group1
Census Block1018
Census Tract846209

Owner

Source: DuPage County records · APN 08-19-116-024

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address655 WELLNER RD, NAPERVILLE, IL 60540-6725
OccupancyOwner Occupied
Owner TypeIndividual
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Mar 04, 2022Deed of Trust, Mortgage · Conventional Mortgage
SOVEREIGN LENDING GROUP INC
Sep 22, 2020Correction Deed, Transfer
ATTORNEY ONLY
Sep 22, 2020Intrafamily Transfer, Transfer
SYNRGO INC
Nov 26, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Oct 25, 2019Deed of Trust, Mortgage
BANK OF AMERICA
Aug 30, 2018Grant Deed, Transfer
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 30, 2018 · Amount on Record
Deed SaleAug 30, 2018 · Amount on Record
Prior SaleJul 05, 2007 · Amount on Record
Deed Document Number201882068
Last Transfer DateJul 22, 2020
Transfer Doc0000107242
Record UpdatedSep 20, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address655 WELLNER RD, NAPERVILLE, IL 60540-6725
Transaction TypeMortgage
Record UpdatedMar 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000023515
DateMar 04, 2022
InstrumentR2022-023515
Lender
NameSOVEREIGN LENDING GROUP INC
TypeMortgage Company
AddressCOSTA MESA, CA 92626
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term175 Months
DueOct 01, 2036
Interest
Rate TypeFixed Rate

September 2020: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionDU PAGE IL
Recording DateSep 22, 2020
Property Address655 WELLNER RD, NAPERVILLE, IL 60540-6725
Document Number0000107240
Instrument DateJul 22, 2020
Instrument107240
Transaction TypeTransfer
Record UpdatedOct 23, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address655 WELLNER RD NAPERVILLE IL 605406725, NAPERVILLE, IL 60540-6725

September 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDU PAGE IL
Recording DateSep 22, 2020
Property Address655 WELLNER RD, NAPERVILLE, IL 60540-6725
Document Number0000107242
Map ReferenceDOC 768354
Instrument DateJul 22, 2020
InstrumentR2020-107242
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanySYNRGO INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address655 WELLNER RD, NAPERVILLE, IL 60540-6725

November 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDU PAGE IL
Recording DateNov 26, 2019
Property Address655 WELLNER RD, NAPERVILLE, IL 60540-6725
Document Number0000110100
Instrument DateNov 20, 2019
Instrument110100
Transaction TypeTransfer
Record UpdatedDec 13, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address655 WELLNER RD NAPERVILLE IL 605406725, NAPERVILLE, IL 60540-6725

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address655 WELLNER RD, NAPERVILLE, IL 60540-6725
Document Number0000100682
Instrument DateOct 25, 2019
Transaction TypeMortgage
Record UpdatedNov 20, 2019
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address655 WELLNER RD NAPERVILLE IL 605406725, NAPERVILLE, IL 60540-6725

Mortgage

Document Number0000100682
DateNov 01, 2019
Instrument100682
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
AmountAmount Recorded
Term240 Months
DueOct 31, 2039
Interest
Rate3.37%

August 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionDU PAGE IL
Recording DateAug 30, 2018
Property Address655 WELLNER RD, NAPERVILLE, IL 60540-6725
Document Number0000082068
Instrument DateMar 08, 2018
Instrument82068
Transaction TypeTransfer
Record UpdatedJan 15, 2019
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,471.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address655 WELLNER RD NAPERVILLE IL 605406725, NAPERVILLE, IL 60540-6725

Mortgage

Document Number82069
DateAug 30, 2018
Instrument82069
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
AmountAmount Recorded
Term360 Months
DueAug 29, 2048
Interest
Rate4.12%

Tax Assessment & Valuation

Source: DuPage County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionLisle Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$24,636.00 (+7.02%)$430,145 (+18.92%) Land $134,519 Building $295,626$1,290,435 (+18.92%) Land $403,557 Building $886,878
2022$23,021.00 Homeowner's exemption$361,720 Land $113,120 Building $248,600$1,085,160 Land $339,360 Building $745,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 1, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims16 (1983–2016)
Claims Outside the SFHA11 of 16
Most Recent ClaimMay 2016 · other causes
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims
  • Severe Storms And Flooding, Jul 1996 · 5 claims

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Radiate Holdings
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 421 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemNAPERVILLE
serves 156,406 people
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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