651 Wellner Rd, Naperville, IL 60540 Property Records

DuPage County property record for 651 Wellner Rd, Naperville, IL 60540

Property Summary

Property TypeSingle Family Home
Details5 ba · 6,011 sqft · built 2014
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on File
Last Sale$350,000 (Apr 2013)
Tax Bill$28,118 (2025)
Deeds & MortgagesJun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN08-19-116-023

Property Details

APN / Parcel Number

Primary APN08-19-116-023

Interior

Full Baths5 Baths
Stories2 Stories
Building Area6,011 sqft Living Area
Gross Area6,453 sqft
1st Floor Area2,142 sqft
2nd Floor Area2,169 sqft
Basement Area2,142 sqft
Finished Basement1,700 sqft
Unfinished Basement442 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Exterior MaterialWood Siding
Lot Area9,148 sqft (0.21 acres)
Garage Area834 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address651 WELLNER RD
CityNAPERVILLE
StateIL
Zip60540-6725
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionMOSER HIGHLANDS UNIT NO 2
Legal SubdivisionMOSER HIGHLANDS
Legal Block4
Legal Lot Number5
Legal Unit2
JurisdictionDU PAGE IL
Township / Civil DivisionLISLE
Census Block Group1
Census Block1018
Census Tract846209

Owner

651 Wellner Rd is owned and occupied by two individuals who acquired it in July 2016.

Source: DuPage County records, as of August 17, 2026

Owner of Record2 Individual Names on File
Mailing Address651 WELLNER RD, NAPERVILLE, IL 60540-6725
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 12, 2013 · Amount on File
Deed SaleApr 12, 2013 · Amount on File
Prior SaleFeb 14, 2000 · Amount on File
Deed Document Number201354483
Last Transfer DateJul 29, 2016
Transfer Doc0000088888
Record UpdatedSep 20, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address651 WELLNER RD, NAPERVILLE, IL 60540-6725
Document Number0000082494
Instrument DateJun 16, 2020
Transaction TypeMortgage
Record UpdatedAug 24, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address651 WELLNER RD NAPERVILLE IL 605406725, NAPERVILLE, IL 60540-6725

Mortgage

Document Number0000082494
DateJul 31, 2020
Instrument82494
Lender
NameNORTHERN TR
AddressCHICAGO, IL 60603
Agreement
AmountAmount on Record
Term360 Months
DueJul 30, 2050
Interest
Rate TypeAdjustable Rate
Rate2.62%

Tax Assessment & Valuation

The 2025 property tax bill for 651 Wellner Rd was $28,118 with a homeowner's exemption.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionLisle Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$28,118.00$489,804 Land $134,827 Building $354,977$1,469,412 Land $404,481 Building $1,064,931
2022$26,268.00 Homeowner's exemption$411,890 Land $113,380 Building $298,510$1,235,670 Land $340,140 Building $895,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 651 Wellner Rd in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 14 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims16 (1983–2016)
Claims Outside the SFHA11 of 16
Most Recent ClaimMay 2016 · other causes
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims
  • Severe Storms And Flooding, Jul 1996 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 651 Wellner Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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