Cook County property record for 655 Waverly Dr, Apt D, Elgin, IL 60120
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1,060 sqft · built 1990 |
| Lot Size | 5.28 acres (230,369 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $109,000 (Apr 2018) |
| Tax Bill | $2,867 (2023) |
| Deeds & Mortgages | Aug 2021 Mortgage Apr 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-07-313-045-1060 |
| Primary APN | 06-07-313-045-1060 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Units | 8 Units |
| Building Area | 1,060 sqft Living Area |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Condo/Apartment |
| Lot Area | 230,369 sqft |
| Street Address | 655 WAVERLY DR, D |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-4098 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | (WAVERLY) (COMMONS) CONDOMINIUM IN SEC 07-41-09 |
| Legal Range | 09E |
| Legal Township | 41N |
| Legal Section | 07 |
| Legal Subdivision | WAVERLY COMMONS CONDOMINIUM |
| Jurisdiction | COOK IL |
| Township / Civil Division | HANOVER |
| Census Block Group | 4 |
| Census Block | 4022 |
| Census Tract | 804403 |
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 655 WAVERLY DR, D, ELGIN, IL 60120-4098 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Apr 4, 2018 | Grant Deed, Transfer · Conventional with PMI INLANTA MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 4, 2018 · Amount on Record |
| Deed Sale | Apr 4, 2018 · Amount on Record |
| Deed Document Number | 201841020 |
| Prior Transfer Date | Dec 8, 1994 |
| Prior Transfer Doc | 0000000127 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 655 WAVERLY DR APT D, D, ELGIN, IL 60120-4098 |
| Transaction Type | Mortgage |
| Record Updated | Sep 2, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0023734043 |
|---|---|
| Date | Aug 25, 2021 |
| Instrument | 2123734043 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 1, 2041 |
| Rate | 2.99% |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Apr 4, 2018 |
| Property Address | 655 WAVERLY DR APT D, D, ELGIN, IL 60120-4098 |
| Document Number | 1809441020 |
| Instrument Date | Mar 9, 2018 |
| Instrument | 9441020 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $109.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1035 ANNANDALE DR ELGIN IL 601236532, ELGIN, IL 60123-6532 |
| Document Number | 1809441021 |
|---|---|
| Date | Apr 4, 2018 |
| Instrument | 9441021 |
| Name | INLANTA MTG |
|---|---|
| Type | Mortgage Company |
| Address | PEWAUKEE, WI 53072 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 3, 2048 |
| Rate | 5.37% |
|---|
| Document Number | 1809441022, |
|---|---|
| Date | Apr 4, 2018 |
| Instrument | 9441022 |
| Name | COMMUNITY DEV CORP |
|---|---|
| Address | CHICAGO, IL 60601 |
| Amount | Amount Recorded |
|---|
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Hanover Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,130 (+29.02%) Land $2,202 Building $14,928 | $171,300 (+29.02%) Land $22,020 Building $149,280 | |
| 2023 | $2,867.00 (+3.99%) | ||
| 2022 | $2,757.00 Homeowner's exemption | $13,277 Land $2,044 Building $11,233 | $132,770 Land $20,440 Building $112,330 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures