Cook County property record for 655 Waverly Dr, Apt B, Elgin, IL 60120
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1,100 sqft · built 1990 |
| Lot Size | 5.28 acres (230,369 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $265,000 (Aug 2025) |
| Tax Bill | $2,768 (2023) |
| Deeds & Mortgages | May 2022 Mortgage Feb 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-07-313-045-1058 |
| Primary APN | 06-07-313-045-1058 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Units | 8 Units |
| Building Area | 1,100 sqft Living Area |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Condo/Apartment |
| Lot Area | 230,369 sqft |
| Street Address | 655 WAVERLY DR, B |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-4098 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Range | 9E |
| Legal Township | 41N |
| Legal Section | 07 |
| Legal Subdivision | WAVERLY COMMONS CONDOS |
| Jurisdiction | COOK IL |
| Township / Civil Division | HANOVER |
| Census Block Group | 4 |
| Census Block | 4022 |
| Census Tract | 804403 |
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7346 COVENTRY LN, HANOVER PARK, IL 60133-2613 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 18, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Feb 9, 2017 | Warranty Deed, Transfer · Conventional with PMI SOLUTIONS FIN'L MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 6, 2025 · Amount on Record |
| Deed Sale | Aug 6, 2025 · Amount on Record |
| Prior Sale | Feb 9, 2017 · Amount on Record |
| Deed Document Number | 202518093 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 655 WAVERLY DR APT B, B, ELGIN, IL 60120-4098 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0013817094 |
|---|---|
| Date | May 18, 2022 |
| Instrument | 2213817094 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2037 |
| Rate | 3.87% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Feb 9, 2017 |
| Property Address | 655 WAVERLY DR APT B, B, ELGIN, IL 60120-4098 |
| Document Number | 1704008017 |
| Instrument Date | Feb 3, 2017 |
| Instrument | 4008017 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2017 |
| Title Company | ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $93.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 901 COREY LN #105 WHEELING IL 600905346, 105, WHEELING, IL 60090-5346 |
| Document Number | 1704008018 |
|---|---|
| Date | Feb 9, 2017 |
| Instrument | 4008018 |
| Name | SOLUTIONS FIN'L MTG |
|---|---|
| Type | Mortgage Company |
| Address | GLENVIEW, IL 60025 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 8, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.62% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Hanover Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,685 (+29.02%) Land $2,145 Building $14,540 | $166,850 (+29.02%) Land $21,450 Building $145,400 | |
| 2023 | $2,768.00 (+4.06%) | ||
| 2022 | $2,660.00 Homeowner's exemption | $12,932 Land $1,991 Building $10,941 | $129,320 Land $19,910 Building $109,410 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures