655 W Ladd Ave, Bloomington, IN 47403 Property Records

Monroe County property record for 655 W Ladd Ave, Bloomington, IN 47403

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,080 sqft · built 1957
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Feb 2020)
Tax Bill	$1,680 (2025)
Deeds & Mortgages	Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`014-01720-00`

Property Details

APN / Parcel Number

Primary APN	`014-01720-00`
Alternative APN	`53-08-17-104-006.000-008`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	1,080 sqft
Basement Area	1,080 sqft
Finished Basement	700 sqft
Unfinished Basement	1,080 sqft
Family Room	Family Room
Game Room	Game Room

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1999
Construction Type	Stone
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Type	Carport
Garage Area	360 sqft
Carport	Carport
Carport Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	014-01720-00
Street Address	655 W LADD AVE
City	BLOOMINGTON
State	IN
Zip	47403-4334
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY CLUB MANOR 2 L95
Legal Subdivision	COUNTRY CLUB MANORS
Jurisdiction	MONROE IN
Township / Civil Division	PERRY
Census Block Group	2
Census Block	2009
Census Tract	1102

Owner

655 W Ladd Ave is owned and occupied by an individual who bought it in February 2020.

Source: Monroe County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	655 W LADD AVE, BLOOMINGTON, IN 47403-4334
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 12, 2020 · Amount on File
Deed Sale	Feb 12, 2020 · Amount on File
Prior Sale	Mar 13, 2006 · Amount on File
Deed Document Number	20202217
Record Updated	Sep 20, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Feb 12, 2020
Property Address	655 W LADD AVE, BLOOMINGTON, IN 47403-4334
Document Number	2020002217
Map Reference	CAB B ENV 76
Instrument Date	Feb 11, 2020
Instrument	2020002217
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 W LADD AVE, BLOOMINGTON, IN 47403-4334

Mortgage

Document Number	2020002218
Date	Feb 12, 2020
Instrument	2020002218

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 655 W Ladd Ave was $1,680, down 7.9% from the year before.

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Perry Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,680.00 (-7.95%)	$247,300 Land $69,100 Building $178,200	$247,300 Land $69,100 Building $178,200
2024	$1,825.00
2023		$246,200 (+11.45%) Land $69,100 Building $177,100	$246,200 (+11.45%) Land $69,100 Building $177,100
2022	$1,570.00	$220,900 Land $61,400 Building $159,500	$220,900 Land $61,400 Building $159,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 655 W Ladd Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 655 W Ladd Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20