Monroe County property record for 654 W Ladd Ave, Bloomington, IN 47403
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,188 sqft · built 1956 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Last Sale | $260,000 (Apr 2025) |
| Tax Bill | $475 (2025) |
| Deeds & Mortgages | Jul 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 014-30860-00 |
| Primary APN | 014-30860-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,188 sqft Living Area |
| 1st Floor Area | 1,188 sqft |
| Basement Area | 1,188 sqft |
| Unfinished Basement | 1,188 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1977 |
| Construction Type | Stone |
| Roof Material | Asphalt |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 120 ft deep x 80 ft wide |
| Terrain | High |
| Garage Type | Carport |
| Garage Area | 378 sqft |
| Carport | Carport |
| Carport Area | 378 sqft |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 014-30860-00 |
|---|---|
| Street Address | 654 W LADD AVE |
| City | BLOOMINGTON |
| State | IN |
| Zip | 47403-4335 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COUNTRY CLUB MANOR 2 L86 |
| Legal Subdivision | COUNTRY CLUB MANORS SECOND ADD |
| Jurisdiction | MONROE IN |
| Township / Civil Division | PERRY |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 1102 |
654 W Ladd Ave is owned and occupied by an individual who bought it in April 2025.
Source: Monroe County records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 654 W LADD AVE, BLOOMINGTON, IN 47403-4335 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 24, 2025 · Amount on File |
| Deed Sale | Apr 24, 2025 · Amount on File |
| Prior Sale | Jul 11, 2017 |
| Deed Document Number | 202553481 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Jul 11, 2017 |
| Property Address | 654 W LADD AVE, BLOOMINGTON, IN 47403-4335 |
| Document Number | 2017009482 |
| Map Reference | MB 4 PG 57 |
| Instrument Date | Jul 7, 2017 |
| Instrument | 2017009482 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
The 2025 property tax bill for 654 W Ladd Ave was $475, up 1.7% from the year before.
Source: Monroe County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Monroe County |
| County Subdivision | Perry Township |
| Unified School District | Monroe County Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $475.00 (+1.71%) | $206,800 Land $69,100 Building $137,700 | $206,800 Land $69,100 Building $137,700 |
| 2024 | $467.00 | ||
| 2023 | $203,200 (+11.77%) Land $69,100 Building $134,100 | $203,200 (+11.77%) Land $69,100 Building $134,100 | |
| 2022 | $376.00 | $181,800 Land $61,400 Building $120,400 | $181,800 Land $61,400 Building $120,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 654 W Ladd Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 654 W Ladd Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 85% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2024 |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2018 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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