Santa Cruz County property record for 655 Valley View Rd, Ben Lomond, CA 95005 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,113 sqft · built 1977 |
| Lot Size | 0.764 acres (33,280 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $352,000 (Nov 1998) |
| Tax Bill | $7,501 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072-361-73 |
| Primary APN | 072-361-73 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,113 sqft Living Area |
| Gross Area | 2,996 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1985 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 33,280 sqft (0.764 acres) |
| Terrain | Steep |
| Garage Type | Attached |
| Garage Area | 883 sqft |
| Parking Spaces | 4 Parking Spaces |
| Deck Area | 671 sqft |
| Patio Area | 671 sqft |
| Sewer | Septic |
|---|---|
| Water Source | Commercial |
| Street Address | 655 VALLEY VIEW RD |
|---|---|
| City | BEN LOMOND |
| State | CA |
| Zip | 95005-9385 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SAN LORENZO VALLEY |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 120302 |
Source: Santa Cruz County records · APN 072-361-73
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 655 VALLEY VIEW RD, BEN LOMOND, CA 95005-9385 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 20, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 13, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 20, 1998 · Amount on Record |
| Deed Sale | Nov 20, 1998 · Amount on Record |
| Deed Document Number | 199871713 |
| Last Transfer Date | Nov 09, 2002 |
| Transfer Doc | 0000086535 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 655 VALLEY VIEW RD, BEN LOMOND, CA 95005-9385 |
| Transaction Type | Mortgage |
| Record Updated | Dec 07, 2023 |
| Title Company | AMROCK TITLE CA INC, AMROCK TITLE CA |
| Name | Verified Name |
|---|---|
| Address | 655 VALLEY VIEW RD, BEN LOMOND, CA 95005-9385 |
| Document Number | 0000022394 |
|---|---|
| Date | Nov 20, 2023 |
| Instrument | 2023-0022394 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 335 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 655 VALLEY VIEW RD, BEN LOMOND, CA 95005-9385 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 655 VALLEY VIEW RD, BEN LOMOND, CA 95005-9385 |
| Document Number | 0000046681 |
|---|---|
| Date | Sep 10, 2021 |
| Instrument | 2021-0046681 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 655 VALLEY VIEW RD, BEN LOMOND, CA 95005-9385 |
| Document Number | 0000035583 |
| Instrument Date | Oct 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2017 |
| Title Company | TSI TITLE COMPANY/CA INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 655 VALLEY VIEW RD BEN LOMOND CA 950059385, BEN LOMOND, CA 95005-9385 |
| Document Number | 0000035583 |
|---|---|
| Date | Oct 24, 2017 |
| Instrument | 35583 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 23, 2032 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | San Lorenzo Valley Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $562,876 (+2%) Land $255,852 Building $307,024 | ||
| 2025 | $7,501.00 (+4.33%) Homeowner's exemption | $551,838 (+4.04%) Land $250,834 Building $301,004 | |
| 2023 | $7,190.00 (+2.2%) Homeowner's exemption | $530,410 Land $241,094 Building $289,316 | $1,007,640 |
| 2022 | $7,035.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 37% of the US · above 22% of California |
|---|---|
| Wildfire Likelihood | About 1 in 1,961 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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